Abstract: Systems and methods for providing services to customers in response to customer requests received through one or more channels are disclosed. The present invention provides for a central fulfillment hub in which all requests from banking customers may be processed by applying a library of policies to systematically resolve the customer requests or engage resources necessary to resolve such requests. Resources, data, and other information compartmentalized in individual business unit systems may be dynamically retrieved as necessary to fulfill the customer request and such retrieval is completed prior to any processing of the customer request for resolution. The disclosed fulfillment system, thus, may open a request, prefetch the necessary information, take steps to resolve the request, and close the request accordingly in a dynamic and efficient manner on a request-by-request basis.

Abstract: A lockable hinge is disclosed, as well as a panel assembly and panel kit including the hinge. The lockable hinge includes first and second extension members. The lockable hinge also includes a hinge assembly pivotally connecting the first and second extension members about an axis. The hinge assembly includes a first sleeve associated with the first extension member and a second sleeve associated with the second extension member. The hinge assembly further includes a hinge pin mechanism, at least partially within the first sleeve and the second sleeve. The first and second extension members are lockable at a plurality of angular positions by axial movement of at least one of the first sleeve, the second sleeve, or the hinge pin mechanism. Panels can be connected at the lockable hinge. Various structures are thereby constructed.

Abstract: Method of welding metal wherein a crack to be welded is surrounded with a flux in a substantially water-free environment and welded. The flux acts as backing for the welding operation and permits the welding to be carried out in the absence of an inert gas purge or metallic backing pre-placed on the weld.

Abstract: Method of welding metal wherein a crack to be welded is surrounded with a flux in a substantially water-free environment and welded. The flux acts as backing for the welding operation and permits the welding to be carried out in the absence of an inert gas purge or metallic backing pre-placed on the weld.