Abstract: A technique for integrating documents and data into a policy management system issues an event trigger from a memory system upon receipt of documents and data related to an insurance policy. An SFTP system runs software for identifying documents and data required for the insurance policy and designating access rights to the same by users and vendors and for specifying actions to be performed upon receipt of the identified documents and data. The event trigger causes the SFTP system to perform the specified actions associated with the received document or data and to push the uploaded documents and/or the results from performance of the specified actions to the users and/or vendors having access rights to the uploaded documents and/or results. The insurance policy is represented in a JSON data structure that defines the document and data management policies and an order of process tasks required for the insurance policy.

Abstract: A technique for integrating documents and data into a policy management system issues an event trigger from a memory system upon receipt of documents and data related to an insurance policy. An SFTP system runs software for identifying documents and data required for the insurance policy and designating access rights to the same by users and vendors and for specifying actions to be performed upon receipt of the identified documents and data. The event trigger causes the SFTP system to perform the specified actions associated with the received document or data and to push the uploaded documents and/or the results from performance of the specified actions to the users and/or vendors having access rights to the uploaded documents and/or results. The insurance policy is represented in a JSON data structure that defines the document and data management policies and an order of process tasks required for the insurance policy.

Abstract: An insurance policy architecture implements a database using a data interchange format for storing binding restriction or moratorium information. The insurance policy architecture is communicatively coupled to one or more servers that provide the binding restriction or moratorium information. The servers include government agency servers and insurance underwriter servers. The binding restriction or moratorium information may be provided using a push-based model or a pull-based model. The database is implemented as a single file, where the single file comprises a definition for a multi-dimensional array. Each level of the multi-dimensional array corresponds to a different characteristic of the binding restriction or moratorium. The most granular level of the multi-dimensional array defines various attributes having one or more attribute values that define a particular binding restriction or moratorium.