Abstract: Systems, vehicles, and methods for ensuring an insurance policy is in place to cover use of a vehicle by an authorized user. A computing device associated with the vehicle executes computer-executable instructions to determine an identity of a user seeking to operate the vehicle and whether an insurance policy associated with the vehicle covers operation of the vehicle by the user. Responsive to a determination that the user is not associated with the insurance policy covering the use of the vehicle, operation of the vehicle by the user is enabled in response to a further determination that the user is covered by an existing insurance policy associated with the user that provides coverage for the operation of the vehicle by the user and an on-demand insurance policy secured by the user that provides coverage for the operation of the vehicle by the user.

Abstract: Disclosed embodiments include systems, vehicles, and computer-implemented methods for developing a model from parallel sets of driving data to identify the risk level of an event in one of the sets of driving data. In an illustrative embodiment, a system includes a vehicle data system operably coupled with at least one sensor aboard a vehicle to collect vehicle driving data representing driving conduct. A portable data collection module is configured to cause a portable computing system transportable aboard a vehicle to collect portable driving data representing the driving conduct. An evaluation system is configured to receive the portable driving data and the vehicle driving data, assign a risk level to at least one event included in the vehicle driving data, and correlate the vehicle driving data with the portable driving data to identify a pattern in the portable driving data that is associable with the risk level.

Abstract: Disclosed embodiments include systems, vehicles, and methods for ensuring an insurance policy is in place to cover use of a vehicle by an authorized user. In various embodiments, a computing device associated with the vehicle executes computer-executable instructions to determine an identity of a user seeking to operate the vehicle and whether an insurance policy associated with the vehicle covers operation of the vehicle by the user. Responsive to a determination that the user is not associated with the insurance policy covering the use of the vehicle, operation of the vehicle by the user is enabled in response to a further determination that the user is covered by an existing insurance policy associated with the user that provides coverage for the operation of the vehicle by the user and an on-demand insurance policy secured by the user that provides coverage for the operation of the vehicle by the user.

Abstract: Disclosed embodiments include systems, vehicles, and computer-implemented methods for selectively restricting a performance attribute of a vehicle for an operator or group of operators. In an illustrative embodiment, a computing device includes a processor and computer-readable media configured to store computer-executable instructions configured to cause the processor to: identify an operating credential associated with an operator of a vehicle; determine a performance mode associated with the operating credential; and restrict at least one performance attribute of the vehicle in accordance with the performance mode.

Abstract: Disclosed embodiments include systems, vehicles, and methods for ensuring an insurance policy is in place to cover use of a vehicle by an authorized user. In various embodiments, a computing device associated with the vehicle executes computer-executable instructions to determine an identity of a user seeking to operate the vehicle and whether an insurance policy associated with the vehicle covers operation of the vehicle by the user. Responsive to a determination that the user is not associated with the insurance policy covering the use of the vehicle, operation of the vehicle by the user is enabled in response to a further determination that the user is covered by an existing insurance policy associated with the user that provides coverage for the operation of the vehicle by the user and an on-demand insurance policy secured by the user that provides coverage for the operation of the vehicle by the user.

Abstract: Various disclosed embodiments include illustrative charging systems, electrical dispensers, methods of charging a vehicle, and methods of providing charging power to a vehicle. In various embodiments, an illustrative electric vehicle charging system includes a power cabinet having at least two direct current (DC) power outputs. The electric vehicle charging system also, includes a power cabinet controller configured to control delivery of electrical power to each of the at least two DC power outputs individually. The electric vehicle charging system further includes a processor in communication with the controller and configured to receive information related to authorizing delivery of electrical power to at least one of the at least two DC power outputs, the delivery of electrical power including a power level and a duration for each of the at least two DC power outputs.

Abstract: Disclosed embodiments include systems, vehicles, and computer-implemented methods for developing a model from parallel sets of driving data to identify the risk level of an event in one of the sets of driving data. In an illustrative embodiment, a system includes a vehicle data system operably coupled with at least one sensor aboard a vehicle to collect vehicle driving data representing driving conduct. A portable data collection module is configured to cause a portable computing system transportable aboard a vehicle to collect portable driving data representing the driving conduct. An evaluation system is configured to receive the portable driving data and the vehicle driving data, assign a risk level to at least one event included in the vehicle driving data, and correlate the vehicle driving data with the portable driving data to identify a pattern in the portable driving data that is associable with the risk level.

Abstract: Disclosed embodiments include systems and methods for recording and evaluating driving data for a particular operator and to extend an automobile insurance offer. In an illustrative embodiment, a system includes a driving data monitor configured to receive driving data on driving conduct for at least one operator of a vehicle. A driving data processing system is configured to receive the driving data from the driving data monitor and assign a driving score based on the driving data. The driving data processor determines if the driving score qualifies for a driving insurance offer from an insurance provider. The driving insurance offer is communicated via an interface in response to the score qualifying for the driving insurance offer.

Abstract: Disclosed embodiments include apparatuses, systems, and methods for identifying alternative routes of travel between an origin and a destination. An illustrative embodiment includes a vehicle data system. The vehicle data system is configured to determine a trip to be taken from an origin to a destination in a vehicle. The vehicle data system is configured to identify available routes of travel for the vehicle from the origin to the destination. The vehicle data system is configured to perform a comparison of the available routes to determine a recommended route presenting a reduced likelihood of the vehicle experiencing a loss-related incident. The vehicle data system is configured to present the recommended route to an operator of the vehicle and to receive a selection from the operator as to whether the operator accepts the recommended route.

Abstract: This invention relates to the treatment of contaminated materials including soils and solids to stabilize and reduce the mobility of heavy metal contaminated materials. Compositions and processes are disclosed for encapsulating and/or complexing certain heavy metals to render waste non-hazardous. Preferred treatment compositions include mixtures of monoammonium phosphate and bed ash which includes among other components, lime. The bed ash typically comprises lime, silicon dioxide, aluminum oxide, sulfur, and may comprise additional components such as, for example, magnesium oxide, and iron oxide. Processes are disclosed for using the treatment compositions at various application amounts, including relatively low application amounts, such as an amount of 5% by weight, to treat waste such as heavy metal contaminated soil to reduce the levels of certain heavy metals, and, in particular barium, to acceptable limits.