Patents by Inventor Michael Pelaccio

Michael Pelaccio has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MOBILE CHECK DEPOSIT SYSTEM AND METHOD
    Publication number: 20250148441
    Abstract: A computer-implemented method is provided for a mobile device to detect, by a camera of the mobile device, a plurality of checks; determine, by a processing unit of the mobile device, that the image of the plurality of checks is of sufficient quality; instruct, by a display of the mobile device, a user to take a photograph of the plurality of checks; crop, by the processing unit, the photograph of the plurality of checks into a plurality of images, wherein each of the plurality of images contains one of the plurality of checks; and transmit, by a transmitter of the mobile device, the plurality of images to a server via a network. The plurality of images may be transmitted individually (i.e., one at time), or alternatively, collectively and in one payload.
    Type: Application
    Filed: January 13, 2025
    Publication date: May 8, 2025
    Inventors: Jeffrey A. Fietsam, Robert L. Thurwanger, Michael Pelaccio, Pinky T. Desai
  • Mobile check deposit system and method
    Patent number: 12229738
    Abstract: A computer-implemented method is provided for a mobile device to detect, by a camera of the mobile device, a plurality of checks; determine, by a processing unit of the mobile device, that the image of the plurality of checks is of sufficient quality; instruct, by a display of the mobile device, a user to take a photograph of the plurality of checks; crop, by the processing unit, the photograph of the plurality of checks into a plurality of images, wherein each of the plurality of images contains one of the plurality of checks; and transmit, by a transmitter of the mobile device, the plurality of images to a server via a network. The plurality of images may be transmitted individually (i.e., one at time), or alternatively, collectively and in one payload.
    Type: Grant
    Filed: October 20, 2020
    Date of Patent: February 18, 2025
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Jeffrey A. Fietsam, Robert Thurwanger, Michael Pelaccio, Pinky Desai