Patents by Inventor Michael R. Balducci

Michael R. Balducci has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11631130
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: June 2, 2022
    Date of Patent: April 18, 2023
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 11379916
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: November 23, 2020
    Date of Patent: July 5, 2022
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 10878499
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: April 3, 2020
    Date of Patent: December 29, 2020
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Publication number: 20200334747
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Application
    Filed: April 3, 2020
    Publication date: October 22, 2020
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 10614519
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: March 5, 2019
    Date of Patent: April 7, 2020
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Publication number: 20190197618
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Application
    Filed: March 5, 2019
    Publication date: June 27, 2019
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 10262364
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: May 30, 2018
    Date of Patent: April 16, 2019
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Publication number: 20180276747
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Application
    Filed: May 30, 2018
    Publication date: September 27, 2018
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 9990674
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: July 19, 2017
    Date of Patent: June 5, 2018
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 9767513
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: September 19, 2017
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 9542682
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: January 4, 2016
    Date of Patent: January 10, 2017
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 9230283
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: June 17, 2013
    Date of Patent: January 5, 2016
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 8464939
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: March 5, 2012
    Date of Patent: June 18, 2013
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 8127986
    Abstract: A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
    Type: Grant
    Filed: December 12, 2008
    Date of Patent: March 6, 2012
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Ty Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
  • Patent number: 7975299
    Abstract: An identity monitoring system notifies legal guardians of potentially fraudulent activity associated with their children's identities. The monitoring system may determine if credit files for respective enrolled minors exist and monitor any credit files of the enrolled minors, such as via periodic requests for credit data and comparison of certain returned credit data, in order to determine if potentially fraudulent activity associated with the minor has occurred. The monitoring system provides periodic notifications, such as via email and/or Internet-accessible user interfaces, regarding potentially fraudulent use of their children's identities. In one embodiment, the monitoring system also provides legal guardians with useful information and resources for how they can further protect the identity of their children.
    Type: Grant
    Filed: February 8, 2008
    Date of Patent: July 5, 2011
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Michael R. Balducci, Arlene E. Miranda, Michael Burger, Nelson Yu
  • Patent number: 7841004
    Abstract: An identity monitoring system notifies legal guardians of potentially fraudulent activity associated with their children's identities. The monitoring system may determine if credit files for respective enrolled minors exist and monitor any credit files of the enrolled minors, such as via periodic requests for credit data and comparison of certain returned credit data, in order to determine if potentially fraudulent activity associated with the minor has occurred. The monitoring system provides periodic notifications, such as via email and/or Internet-accessible user interfaces, regarding potentially fraudulent use of their children's identities. In one embodiment, the monitoring system also provides legal guardians with useful information and resources for how they can further protect the identity of their children.
    Type: Grant
    Filed: March 5, 2010
    Date of Patent: November 23, 2010
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Michael R. Balducci, Arlene E. Miranda, Michael Burger, Nelson Yu