Patents by Inventor Michael R. Shambach

Michael R. Shambach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20170053355
    Abstract: Systems and methods for presenting multiple insurance quotations. In an embodiment, a request for insurance, comprising class code(s), is received from a business-user. The request for insurance is communicated to agent-users, and quotations are received from the agent-users. Each quotation comprises, for each class code, a rating basis and a net rate. A user interface for analyzing the quotations is provided to the business-user. Specifically, the user interface comprises information for the quotations in a grid comprising cells arranged in both a vertical and a horizontal direction, with each quotation represented in a first direction, and each class code represented in a second direction. For each quotation and for each class code, cell(s), corresponding to the quotation and the class code comprise the rating basis, net rate, and an insurance premium amount for the class code.
    Type: Application
    Filed: November 7, 2016
    Publication date: February 23, 2017
    Inventors: Michael R. Shambach, Jamie Reid
  • Publication number: 20140278582
    Abstract: Systems and methods for presenting multiple insurance quotations. In an embodiment, a request for insurance, comprising class code(s), is received from a business-user. The request for insurance is communicated to agent-users, and quotations are received from the agent-users. Each quotation comprises, for each class code, a rating basis and a net rate. A user interface for analyzing the quotations is provided to the business-user. Specifically, the user interface comprises information for the quotations in a grid comprising cells arranged in both a vertical and a horizontal direction, with each quotation represented in a first direction, and each class code represented in a second direction. For each quotation and for each class code, cell(s), corresponding to the quotation and the class code comprise the rating basis, net rate, and an insurance premium amount for the class code.
    Type: Application
    Filed: March 14, 2014
    Publication date: September 18, 2014
    Applicant: OFERTA, INC.
    Inventors: Michael R. Shambach, Jamie Reid