Abstract: An automated teller machine (ATM) allows a user with accounts at both a first institution and a second institution to use an ATM of the first institution to physically place cash or a check into the ATM of the first institution for deposit into an account at the second institution. In some cases, a failed attempt message may indicate a funds transfer failed due to a network connectivity issue, an inactive payee account, or an expired payee account number. In case of a network connectivity issue, the funds transfer may be reinitiated. In case of an inactive payee account or expired payee account number, funds may be transferred to the first account instead of the second account. The ATM may display an indication of the failed attempt and a confirmation of a transfer to the first account.

Abstract: Isochronous data transfers guarantee data packets are received at a particular frequency and within a prespecified jitter-tolerance. Asynchronous data transfers guarantee data integrity by allowing missed or errant packets to be resent as many times as needed until an error-free packet may be reconstructed at the receiver. Isochronous transfers address real-time needs but do not address the data integrity issue. Asynchronous transfers address the data integrity issue but cannot guarantee error-free data packets will be available so as to meet a real-time constraint. The present invention provides method and apparatus enable isochronous data transfers with improved data integrity. Various link layer and transaction layer mechanisms are taught. An embodiment involving the IEEE 1394 bus specification is addressed in detail.