Abstract: An apparatus and method for administering and/or managing an employer sponsored retirement plan such as a 401(k) plan can include a host system that supports a graphical user interface (GUI) that is displayable to a user communicating with the host system via a user computer device. The use can manipulate one or more input devices connected to the user's computer device for facilitating the communication of data to the host system and updating of displays of the GUI. The GUI can be configured to permit employee participants to enroll and manage their retirement accounts. The GUI can also be configured for employers that sponsor a retirement plan to communicate with the host system to manage their retirement plan and oversee administration of the plan. Displays of the GUI can be generated and updated by a user computer device display based on communications with the host system.

Abstract: An apparatus and method for administering and/or managing an employer sponsored retirement plan such as a 401(k) plan can include a host system that supports a graphical user interface (GUI) that is displayable to a user communicating with the host system via a user computer device. The use can manipulate one or more input devices connected to the user's computer device for facilitating the communication of data to the host system and updating of displays of the GUI. The GUI can be configured to permit employee participants to enroll and manage their retirement accounts. The GUI can also be configured for employers that sponsor a retirement plan to communicate with the host system to manage their retirement plan and oversee administration of the plan. Displays of the GUI can be generated and updated by a user computer device display based on communications with the host system.

Abstract: An apparatus and method for administering and/or managing an employer sponsored retirement plan such as a 401(k) plan can include a host system that supports a graphical user interface (GUI) that is displayable to a user communicating with the host system via a user computer device. The use can manipulate one or more input devices connected to the user's computer device for facilitating the communication of data to the host system and updating of displays of the GUI. The GUI can be configured to permit employee participants to enroll and manage their retirement accounts. The GUI can also be configured for employers that sponsor a retirement plan to communicate with the host system to manage their retirement plan and oversee administration of the plan. Displays of the GUI can be generated and updated by a user computer device display based on communications with the host system.

Abstract: An apparatus and method for administering and/or managing an employer sponsored retirement plan such as a 401(k) plan can include a host system that supports a graphical user interface (GUI) that is displayable to a user communicating with the host system via a user computer device. The use can manipulate one or more input devices connected to the user's computer device for facilitating the communication of data to the host system and updating of displays of the GUI. The GUI can be configured to permit employee participants to enroll and manage their retirement accounts. The GUI can also be configured for employers that sponsor a retirement plan to communicate with the host system to manage their retirement plan and oversee administration of the plan. Displays of the GUI can be generated and updated by a user computer device display based on communications with the host system.

Abstract: A fluid flow sensor, a method of detecting flow/no flow and flow systems employing same are provided. In one embodiment, an infrared light emitting diode (“LED”), phototransistor, rigid housing and a flexible opaque diaphragm are used. The diaphragm opens upon a certain pressure and closes when that pressure is no longer present. The infrared LED is located at one end of a flow sensor, while the phototransistor is located at the opposite end. The flexible opaque diaphragm is located between the LED and the phototransistor. When flow is initiated, the diaphragm is pushed open allowing light from the infrared LED to pass through and be detected by the phototransistor. When flow is stopped, the diaphragm returns to the closed position and light no longer is allowed to pass through and therefore is not detected by the phototransistor.

Abstract: A fluid flow sensor, a method of detecting flow/no flow and flow systems employing same are provided. In one embodiment, an infrared light emitting diode (“LED”), phototransistor, rigid housing and a flexible opaque diaphragm are used. The diaphragm opens upon a certain pressure and closes when that pressure is no longer present. The infrared LED is located at one end of a flow sensor, while the phototransistor is located at the opposite end. The flexible opaque diaphragm is located between the LED and the phototransistor. When flow is initiated, the diaphragm is pushed open allowing light from the infrared LED to pass through and be detected by the phototransistor. When flow is stopped, the diaphragm returns to the closed position and light no longer is allowed to pass through and therefore is not detected by the phototransistor.