Patents by Inventor Michael Raymond Cohen

Michael Raymond Cohen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Account portfolio risk characterization
    Patent number: 8706596
    Abstract: Input characterizing one or more economic indicators and a portfolio of accounts can be used to estimate a portfolio level effect of the economic indicators on the portfolio of accounts is estimated. Based on this estimation, an account level effect of the economic indicators is simulated for each of the accounts. The overall affect of the simulated account level effects approximates the portfolio level effect. Simulated account level effects can thereafter be aggregated in order to characterize future risk for the portfolio of accounts. Related apparatus, systems, techniques and articles are also described.
    Type: Grant
    Filed: April 17, 2008
    Date of Patent: April 22, 2014
    Assignee: Fair Isaac Corporation
    Inventors: Michael Raymond Cohen, Chenyang Lian, Lara D. Mercurio, Jeffrey A. Feinstein
  • Account Portfolio Risk Characterization
    Publication number: 20090265281
    Abstract: Input characterizing one or more economic indicators and a portfolio of accounts can be used to estimate a portfolio level effect of the economic indicators on the portfolio of accounts is estimated. Based on this estimation, an account level effect of the economic indicators is simulated for each of the accounts. The overall affect of the simulated account level effects approximates the portfolio level effect. Simulated account level effects can thereafter be aggregated in order to characterize future risk for the portfolio of accounts. Related apparatus, systems, techniques and articles are also described.
    Type: Application
    Filed: April 17, 2008
    Publication date: October 22, 2009
    Inventors: Michael Raymond Cohen, Chenyang Lian, Lara D. Mercurio, Jeffrey A. Feinstein