Patents by Inventor Michael Raymond Epler

Michael Raymond Epler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automated budgeted transfer process for linked accounts
    Patent number: 9691058
    Abstract: Embodiments for linking accounts and transferring funds between linked accounts include system for receiving financial account data and identifying at least one funding account and one or more receiving accounts from the account data. The systems determine a mapping strategy for linking the at least one funding account and one or more receiving accounts and link the at least one funding account and the one or more receiving accounts according to the mapping strategy. The systems further set parameters and execute a transfer of funds between the linked accounts in accordance with the parameters.
    Type: Grant
    Filed: March 20, 2014
    Date of Patent: June 27, 2017
    Assignee: Bank of America Corporation
    Inventors: Michael Raymond Epler, Michael Emil Ogrinz
  • AUTOMATED BUDGETED TRANSFER PROCESS FOR LINKED ACCOUNTS
    Publication number: 20150269545
    Abstract: Embodiments for linking accounts and transferring funds between linked accounts include system for receiving financial account data and identifying at least one funding account and one or more receiving accounts from the account data. The systems determine a mapping strategy for linking the at least one funding account and one or more receiving accounts and link the at least one funding account and the one or more receiving accounts according to the mapping strategy. The systems further set parameters and execute a transfer of funds between the linked accounts in accordance with the parameters.
    Type: Application
    Filed: March 20, 2014
    Publication date: September 24, 2015
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Raymond Epler, Michael Emil Ogrinz