Patents by Inventor Michael Robert Young

Michael Robert Young has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240073021
    Abstract: Systems, computer program products, and methods are described herein for dynamically tracking resources using non-fungible tokens. The present invention is configured to electronically receive, over a distributed computing network from a computing device of a user, a request for a non-fungible token (NFT) for a resource, wherein the resource is a physical object; initiate a non-fungible token (NFT) generator on the resource in response to receiving the request; extract resource information from the resource; generate, using the NFT generator, the NFT, wherein the NFT comprises at least the resource information; and record the NFT for the resource on a distributed ledger.
    Type: Application
    Filed: November 3, 2023
    Publication date: February 29, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Publication number: 20240073200
    Abstract: A system for communicating email messages using tokens receives a request to send an email message to a receiver. The email message is associated with a sender's email address. The system determines whether the sender's email address is associated with a token from a plurality of tokens stored in a token-email address mapping table. The system generates a particular token for the sender's email address in response to determining that the sender's email address is not associated with a token, where the particular token uniquely identifies the sender's email address. The system sends the email message using the particular token instead of the sender's email address, such that the sender's email address remains anonymous from the perspective of the receiver.
    Type: Application
    Filed: November 7, 2023
    Publication date: February 29, 2024
    Inventors: Kelly Renee-Drop Keiter, Michael Robert Young, Tomas Mata Castrejon, III, Rick Wayne Sumrall
  • Patent number: 11912491
    Abstract: This application describes a sprayer assembly that can attach to a variety of different types of pre-filled, fluid containers (e.g., non-pressurized fluid containers) for holding the fluid to be sprayed. For example, the sprayer assembly can include a sprayer-head assembly for attaching to a container of fluid, a canister for holding the container of fluid, or any combination thereof In addition, the sprayer assembly can be connected to a variety of different types of pressurized air sources. The sprayer-head assembly can include a nozzle assembly (e.g., fluid uptake tube, valve, and nozzle head), as well as a trigger for actuating the nozzle assembly.
    Type: Grant
    Filed: November 9, 2022
    Date of Patent: February 27, 2024
    Assignee: BG Intellectuals, Inc.
    Inventors: Michael Jason Erwin, Bradley Robert Young, Stephen Marvin Pederson, Zachary Adam Dold
  • Publication number: 20240061950
    Abstract: A system is provided for monitoring real-time data inputs across multiple channels, determining potential impacts to a network or entity policy taxonomy, and taking one or more automated, responsive actions based on determined impacts. In this way, the system described herein is able to optimize system processes and system protections on an enterprise-wide scale in response to current events, policy or regulation changes, or predicted measures taken by private or public entities that may necessitate adaptation of one or more workflow processes or technology taxonomies, either upstream or downstream of the system itself.
    Type: Application
    Filed: August 16, 2022
    Publication date: February 22, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Michael Robert Young, Dustin Paul Stocks
  • Patent number: 11902443
    Abstract: Systems, computer program products, and methods for linking and partitioning non-fungible tokens by receiving, from a computing device of a first user, a first request to transfer ownership of a resource from a first user to a second user; retrieving, from the computing device of the first user, a first non-fungible token (NFT) for the resource; determining, using an NFT valuation engine, a first value of the first NFT; initiating an NFT generator on the resource based on at least receiving the first request; generating, using the NFT generator, a second NFT for the resource, wherein the second NFT comprises at least an indication of transfer of ownership of the resource from the first user to the second user and the first value of the NFT; and recording the second NFT on a distributed ledger.
    Type: Grant
    Filed: September 8, 2021
    Date of Patent: February 13, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Michael Robert Young
  • Patent number: 11882112
    Abstract: A system for communicating email messages using tokens receives a request to send an email message to a receiver. The email message is associated with a sender's email address. The system determines whether the sender's email address is associated with a token from a plurality of tokens stored in a token-email address mapping table. The system generates a particular token for the sender's email address in response to determining that the sender's email address is not associated with a token, where the particular token uniquely identifies the sender's email address. The system sends the email message using the particular token instead of the sender's email address, such that the sender's email address remains anonymous from the perspective of the receiver.
    Type: Grant
    Filed: May 26, 2021
    Date of Patent: January 23, 2024
    Assignee: Bank of America Corporation
    Inventors: Kelly Renee-Drop Keiter, Michael Robert Young, Tomas Mata Castrejon, III, Rick Wayne Sumrall
  • Patent number: 11882219
    Abstract: Systems, computer program products, and methods are described herein for dynamically tracking resources using non-fungible tokens. The present invention is configured to electronically receive, over a distributed computing network from a computing device of a user, a request for a non-fungible token (NFT) for a resource, wherein the resource is a physical object; initiate a non-fungible token (NFT) generator on the resource in response to receiving the request; extract resource information from the resource; generate, using the NFT generator, the NFT, wherein the NFT comprises at least the resource information; and record the NFT for the resource on a distributed ledger.
    Type: Grant
    Filed: September 2, 2021
    Date of Patent: January 23, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Publication number: 20240022415
    Abstract: The invention receives an indication that a resource has been restored using a first resource portion and retrieves from a metadata layer of a first NFT associated with the resource portion, a value of the first resource portion; retrieves a second NFT associated with the resource; and links the first NFT associated with the first resource portion with the second NFT associated with the resource by recording such link at least in a metadata layer associated with the second NFT on a distributed ledger. The system retrieves from a metadata layer of the second NFT, a value of the resource and determines, using an NFT valuation engine, a new value of the resource, wherein the new value for the resource is based on at least a value of the first resource portion. The system records the new value in a metadata layer associated with the second NFT.
    Type: Application
    Filed: September 27, 2023
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Publication number: 20240022543
    Abstract: Systems, computer program products, and methods are described herein for establishing secure communication channels for peripheral hardware devices. The present invention is configured to receive, via a computing device system comprising at least one peripheral hardware device, a request to begin a virtual interaction between the computing device system and a virtual network system configured to establish connections and transmit information across or between systems. The invention may then establish the virtual interaction via a first communication channel and then receive a request to establish a second communication channel, where the second communication channel comprises a direct communication channel between the at least one peripheral hardware device and the virtual network system that is separate and distinct from the first communication channel.
    Type: Application
    Filed: July 14, 2022
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Michael Robert Young
  • Publication number: 20240022770
    Abstract: Embodiments of the present invention provide a system for executing audio cryptology in real-time for audio misappropriation prevention. The system is configured for identifying, via a cryptographic device, one or more audio signals, causing the cryptographic device to generate and emit a dynamically varying continuous audio tone, continuously monitoring in real-time the one or more audio signals, via the cryptographic device, determining, via the cryptographic device, termination of the one or more audio signals based on continuously monitoring the one or more audio signals in real-time, and causing the cryptographic device to stop generating and emitting the dynamically varying continuous audio tone.
    Type: Application
    Filed: July 15, 2022
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kyle Mayers, George Anthony Albero, Michael Robert Young
  • Publication number: 20240007482
    Abstract: A system is provided for remediating computing system breaches by reversibly distributing data to a plurality of edge points in a distributed network. In particular, the system may intelligently track network data to predict breach vector pathways and may track various types of network traffic data for computing systems within the network. Based on the network traffic data, the system may generate a network topology, mapping the various types of network connections across the computing systems in the network environment as well as the datasets that were transferred across such connections. In the event of a system breach, the system may divide each dataset into a plurality of partial data packets. The system may transmit each partial data packet to a different user device or computing device in the network. After the breach is remediated, the system may recall the individual data packets and reassemble the datasets for future use.
    Type: Application
    Filed: June 30, 2022
    Publication date: January 4, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Michael Robert Young
  • Publication number: 20240007285
    Abstract: A system is provided for cryptographic hash-based reconstruction of electronic data files. In particular, the system may comprise a data reconstruction database containing entries for elements of electronic data files. Each element and/or entry within the data reconstruction database may be associated with a unique tag or identifier. Accordingly, when data files are generated and/or stored by the system, the data files may comprise an ordered list of one or more identifiers. Based on the identifiers with the data files, the system may dynamically reconstruct the contents of the data files. The system may further use cryptographic keys or hash values to provide secured access control to the data files. In this way, the system may provide an efficient and secure way to store and generate electronic data files and provide secured access thereto.
    Type: Application
    Filed: June 30, 2022
    Publication date: January 4, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Michael Robert Young
  • Patent number: 11811931
    Abstract: Systems, computer program products, and methods are described herein for real-time assessment of authenticity of a resource using non-fungible tokens (NFTs). The present invention is configured to receive, from a computing device of a user, an indication that a resource has been restored using a first resource portion, wherein the resource is associated with a first NFT; retrieve an NFT associated with the first resource portion; retrieve a value of the NFT associated with the first resource portion; generate, using the NFT generator, a second NFT for the resource; link the NFT associated with the first resource portion with the second NFT; determine, using an NFT valuation engine, a value for the second NFT based on at least a value of the NFT associated with the first resource portion; and record the second NFT on a distributed ledger.
    Type: Grant
    Filed: September 15, 2021
    Date of Patent: November 7, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, Manu Jacob Kurian
  • Publication number: 20230351012
    Abstract: Various systems, methods, and computer program products for providing data security using software library containers are provided. The method includes identifying a software library used by a first application with a potential vulnerability. The method also includes determining a software library permission for the software library used by the first application based on the potential vulnerability. The software library permission for the software library defines a level of functionality of at least a portion of the software library. The method further includes identifying one or more additional applications that use the software library. The method still further includes causing the software library permission to be applied to the software library installed on the first application and at least one of the one or more additional applications.
    Type: Application
    Filed: April 27, 2022
    Publication date: November 2, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tomas M. Castrejon, III, Michael Robert Young, David Nardoni, Joel Townsend, Manu Jacob Kurian
  • Publication number: 20230351023
    Abstract: A system is provided for remediation of security vulnerabilities in computing devices using continuous device-level scanning and monitoring. In particular, the system may perform a deep scan of the hardware and software elements of a computing device and/or application and compile the information from the deep scan into a hardware metadata list and a software metadata list associated with the computing device and/or application. The system may then, through a machine learning-based process, continuously scan the elements within the hardware metadata list and the software metadata list to identify the elements that are not involved in the operation of the computing device and/or application. The system may flag such elements for inspection to evaluate the safety of the elements and subsequently execute one or more remediation processes in response to detecting an unsafe element.
    Type: Application
    Filed: May 2, 2022
    Publication date: November 2, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Joel Townsend, Tomas M. Castrejon, III, Michael Robert Young, David Nardoni
  • Publication number: 20230353528
    Abstract: Embodiments of the present invention provide a system for detecting, translating, and categorizing visual content associated with malicious electronic communication. The system is configured for establishing a communication link with one or more third party systems, continuously monitoring one or more electronic communications associated with the one or more third party systems, detecting at least one electronic communication from the one or more electronic communications that meets one or more triggers, analyzing the at least one electronic communication to translate the at least one electronic communication to text, and categorizing the at least one electronic communication based on the text associated with the at least one electronic communication.
    Type: Application
    Filed: April 28, 2023
    Publication date: November 2, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Michael Robert Young
  • Publication number: 20230344829
    Abstract: A device is configured to identify a physical location within a virtual environment for an avatar that is associated with a user and to obtain a first token from a token map based on the physical location within the virtual environment for the avatar that is associated with the user. The device is further configured to receive physical attribute information for the user in the real world and to obtain a second token from the token map based on the physical attribute information for the user in the real world. The device is further configured to generate an authentication token by combining the first token and the second token and to verify an identify of the user based on the authentication token.
    Type: Application
    Filed: April 26, 2022
    Publication date: October 26, 2023
    Inventors: Vinesh Premji Patel, Manu J. Kurian, Michael Robert Young
  • Publication number: 20230342760
    Abstract: A device is configured to receive an interaction request from the first user that identifies an address for a contract that is stored in a blockchain and to access machine-executable instructions associated with the contract. The device is further configured to determine a projected number of virtual resources and real-world resources for the first user based on a number of available resources for the first user and the machine-executable instructions for transferring resources between the first user and the second user in the contract. The device is further configured to output the projected number of virtual resources to the first user and to output the projected number of real-world resources to the first user. The device is further configured to initiate a transfer of resources between the first user and the second user.
    Type: Application
    Filed: April 26, 2022
    Publication date: October 26, 2023
    Inventors: Vinesh Premji Patel, Manu J. Kurian, Michael Robert Young
  • Publication number: 20230344634
    Abstract: A device is configured to receive a user input from a user device indicating a first gesture performed by a user in a real-world environment and to identify a first token within a gesture map corresponding with the first gesture. The device is further configured to identify a second gesture performed by an avatar within a virtual environment that is associated with the user and to identify a second token within the gesture map corresponding with the second gesture. The device is further configured to combine the first token and the second token to generate an authentication token and to verify an identity of the user based on the authentication token.
    Type: Application
    Filed: April 26, 2022
    Publication date: October 26, 2023
    Inventors: VINESH PREMJI PATEL, Manu J. Kurian, Michael Robert Young
  • Publication number: 20230336564
    Abstract: Arrangements for detecting unauthorized activity using spatially aware devices are provided. In some aspects, a computing device including a spatially aware chip may be detected at a location. An indication of device detection, as well as additional data may be captured and received. Upon a second detection of the computing device, additional data for that visit (e.g., a second visit, subsequent to a first visit to the location) may be captured and received. Earlier stored data associated with the device and/or spatially aware chip may be retrieved and compared to the additional for the second visit to detect one or more anomalies, determine a risk score for the device, and the like. Based on the detected anomalies and/or risk score, one or more mitigating actions may be identified and executed to mitigate the risk. Further, one or more alerts or notifications may be transmitted to one or more devices.
    Type: Application
    Filed: April 19, 2022
    Publication date: October 19, 2023
    Inventors: Sophie Morgan Danielpour, Michael Robert Young