Patents by Inventor Michael S. Jacob
Michael S. Jacob has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240403969Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: ApplicationFiled: August 8, 2024Publication date: December 5, 2024Inventor: Michael S. Jacob
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Patent number: 12079880Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: GrantFiled: March 24, 2023Date of Patent: September 3, 2024Assignee: State Farm Mutual Automobile Insurance CompanyInventor: Michael S. Jacob
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Publication number: 20230229123Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: ApplicationFiled: March 24, 2023Publication date: July 20, 2023Inventor: Michael S. Jacob
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Patent number: 11644805Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: GrantFiled: March 30, 2021Date of Patent: May 9, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventor: Michael S. Jacob
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Patent number: 11049189Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: GrantFiled: June 16, 2020Date of Patent: June 29, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, EllaKate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 11017480Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: GrantFiled: June 19, 2020Date of Patent: May 25, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, Ellakate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 10990069Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: GrantFiled: January 16, 2020Date of Patent: April 27, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventor: Michael S. Jacob
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Patent number: 10970990Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: GrantFiled: February 5, 2016Date of Patent: April 6, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventor: Michael S. Jacob
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Publication number: 20200320639Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: ApplicationFiled: June 19, 2020Publication date: October 8, 2020Inventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hervin, Jeffrey G. Kinsey, Phillip Sangpil Moon, Ellakate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Publication number: 20200311825Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: ApplicationFiled: June 16, 2020Publication date: October 1, 2020Inventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, EllaKate LeFebre, Sunish Moon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 10726500Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: GrantFiled: June 26, 2019Date of Patent: July 28, 2020Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, Ellakate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 10579028Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: GrantFiled: June 5, 2018Date of Patent: March 3, 2020Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventor: Michael S. Jacob
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Patent number: 10300876Abstract: Systems and approaches for detecting an event, such as a crash involving a motorized and/or non-motorized vehicle, are described. In one approach, a listening component of a mobile computing device is first activated. This listening component may then monitor the sound proximate thereto (e.g., within the vehicle in which the mobile computing device is disposed). Using one or more processors, an audio source may be detected which was generated by an event (such as, for example, a crash involving the vehicle and/or an alerting triggering phrase) and was sensed by the listening component. Using an audio recognition technique, the detected audio source is processed to determine a severity of the event which generated the audio signal. This detection step may include identifying a type and magnitude of the detected audio signal using audio signal identification data. An information signal based on the severity of the event is then transmitted.Type: GrantFiled: November 9, 2015Date of Patent: May 28, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Michael S. Jacob, Nathan L. Tofte
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Patent number: 10042341Abstract: A building monitoring computer system for monitoring building integrity may be provided. Various types of sensors may be embedded throughout or within certain portions of different types of building or construction material making up the building, such as within roofing, foundation, or structural materials. The sensors may be in wireless communication with a home controller. The sensors may be water, moisture, temperature, vibration, or other types of sensors, and may detect unexpected or abnormal conditions within the home. The sensors and/or home controller may transmit alerts to a mobile device of the home owner associated with the unexpected condition, and/or that remedial actions may be required to repair the home or mitigate further damage to the home. The sensor data may also be communicated to an insurance provider remote server to facilitate the insurance provider communicating insurance-related recommendations, updating insurance policies, or preparing insurance claims for review for home owners.Type: GrantFiled: February 5, 2016Date of Patent: August 7, 2018Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventor: Michael S. Jacob
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Publication number: 20160189209Abstract: A location based social network and methods of making and using same. A method according to one embodiment includes configuring an event profile via an event administrator device, where the event profile is associated with an event location and includes at least one location venue. The method also includes configuring an event venue profile via a first venue device, where the event venue profile is associated with a location venue and is configurable via the event administrator device. The method further includes presenting an event interface at an attendee device, where the event interface is defined by the event profile and the event venue profile.Type: ApplicationFiled: March 9, 2016Publication date: June 30, 2016Inventors: Michael S. Jacobs, Shlomi Moshe, Jordan L. Syms, Anthony C. Christopoulos