Patents by Inventor Michael Sbandi

Michael Sbandi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11736511
    Abstract: Information technology/cyber security for computer-related processes in which vulnerabilities are identified and, those vulnerabilities which are technology-related are automatically remediated by determining and executing network-based tasks. The most granular level of computer-related process assessment in made possible by reliance on a critical function/process taxonomy this is automatically generated and, as such, the present invention, identifies both technology and non-technology-related vulnerabilities.
    Type: Grant
    Filed: October 8, 2021
    Date of Patent: August 22, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Casey L. Flaherty, Michael Sbandi, Jo-Ann Taylor, Michael Robert Young, Zarna Arun Patel
  • Patent number: 11599886
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for integration with a wearable device for impetus resource distribution process confirmation and authentication. In this way, the invention coordinates with a wearable device and resource distribution vehicles of a user. Upon activation of a resource distribution vehicle, the system reviews metrics from the wearable device to identify discrepancies between the real-time metrics and a baseline for the user. The invention triggers tiered confirmation requests for authentication prior to allowing processing of the resource distribution for impetus distribution prevention.
    Type: Grant
    Filed: January 17, 2020
    Date of Patent: March 7, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Michael Sbandi, Jo-Ann Taylor, Michael Robert Young
  • Patent number: 11429474
    Abstract: Apparatus and methods for establishing a user Internet of Things (“IoT”) system is provided. The method may be performed by a central IoT hub run on a user's personal computing device. The method may include detecting user devices in electronic communication with the central IoT hub and onboarding, to the user IoT system, user devices determined to be in conformance with baseline security protocols and performance characteristics. The onboarded user device may be IoT nodes. The method may include monitoring enterprise data to pre-emptively identify and address probable failures of the IoT nodes prior to failure of the IoT nodes. The method may also include addressing known failures for each IoT node on the user IoT system.
    Type: Grant
    Filed: August 3, 2020
    Date of Patent: August 30, 2022
    Assignee: Bank of America Corporation
    Inventors: Rebbecca Nelson, Robert Cain Durbin, Jr., Chiamaka Azih, Jo-Ann Taylor, Vicky Kivuti, Angelica Barrera, Michael Robert Young, Michael Sbandi, Son Huynh, Adam Kristian King
  • Patent number: 11310259
    Abstract: A system for using artificial intelligence to generate a computing network architecture diagram based on user inputs, applicable vulnerability/cyber threat data and internal/external compliance/audit regulation data. In addition, machine-learning techniques may be used that leverage previously implemented computing network architectures. The computing network architecture diagram may be generated absent a baseline diagram or the user inputs may define at least a portion of an initial/baseline network architecture diagram that is modified based on the vulnerability/cyber threat data, the internal/external compliance/audit regulation data and/or the previously implemented computing network architectures. In additional embodiments of the invention, new/emerging vulnerabilities and cyber threats are detected, and in real-time response, adjustments to the computing network infrastructure and determined and implemented.
    Type: Grant
    Filed: October 25, 2019
    Date of Patent: April 19, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joshua Nathanael Jenkins, Michael Sbandi, Michael Robert Young
  • Publication number: 20220084112
    Abstract: Systems, computer program products, and methods are described herein for tracking user eye focus for adjusting interactions with a user. The present invention may be configured to receive, from a user device, image data associated with an item and receive, from the user device, eye-tracking data associated with eye movements of a user while the user is viewing the item. The present invention may be further configured to determine, based on the eye-tracking data, whether the user focused on the item and receive outcome data comprising an action, performed by the user, regarding the item. The present invention may be further configured to determine, based on the outcome data and based on whether the user focused on the item, an attribute of the action by determining whether the user understood the item, whether the user took the action regarding the item impulsively, and/or the like.
    Type: Application
    Filed: September 17, 2020
    Publication date: March 17, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Jo-Ann Taylor, Daniel John Nunn, Michael Sbandi, Michael Robert Young
  • Publication number: 20220037041
    Abstract: Apparatus and methods for establishing a user Internet of Things (“IoT”) system is provided. The method may be performed by a central IoT hub run on a user's personal computing device. The method may include detecting user devices in electronic communication with the central IoT hub and onboarding, to the user IoT system, user devices determined to be in conformance with baseline security protocols and performance characteristics. The onboarded user device may be IoT nodes. The method may include monitoring enterprise data to pre-emptively identify and address probable failures of the IoT nodes prior to failure of the IoT nodes. The method may also include addressing known failures for each IoT node on the user IoT system.
    Type: Application
    Filed: August 3, 2020
    Publication date: February 3, 2022
    Applicant: Bank of America Corporation
    Inventors: Rebbecca Nelson, Robert Cain Durbin, JR., Chiamaka Azih, Jo-Ann Taylor, Vicky Kivuti, Angelica Barrera, Michael Robert Young, Michael Sbandi, Son Huynh, Adam Kristian King
  • Publication number: 20220030025
    Abstract: Information technology/cyber security for computer-related processes in which vulnerabilities are identified and, those vulnerabilities which are technology-related are automatically remediated by determining and executing network-based tasks. The most granular level of computer-related process assessment in made possible by reliance on a critical function/process taxonomy this is automatically generated and, as such, the present invention, identifies both technology and non-technology-related vulnerabilities.
    Type: Application
    Filed: October 8, 2021
    Publication date: January 27, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Casey L. Flaherty, Michael Sbandi, Jo-Ann Taylor, Michael Robert Young, Zarna Arun Patel
  • Patent number: 11184384
    Abstract: Information technology/cyber security for computer-related processes in which vulnerabilities are identified and, those vulnerabilities which are technology-related are automatically remediated by determining and executing network-based tasks. The most granular level of computer-related process assessment in made possible by reliance on a critical function/process taxonomy this is automatically generated and, as such, the present invention, identifies both technology and non-technology-related vulnerabilities.
    Type: Grant
    Filed: June 13, 2019
    Date of Patent: November 23, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Casey L. Flaherty, Michael Sbandi, Jo-Ann Taylor, Michael Robert Young, Zarna Arun Patel
  • Publication number: 20210224804
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for integration with a wearable device for impetus resource distribution process confirmation and authentication. In this way, the invention coordinates with a wearable device and resource distribution vehicles of a user. Upon activation of a resource distribution vehicle, the system reviews metrics from the wearable device to identify discrepancies between the real-time metrics and a baseline for the user. The invention triggers tiered confirmation requests for authentication prior to allowing processing of the resource distribution for impetus distribution prevention.
    Type: Application
    Filed: January 17, 2020
    Publication date: July 22, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Sbandi, Jo-Ann Taylor, Michael Robert Young
  • Publication number: 20210126934
    Abstract: A system for using artificial intelligence to generate a computing network architecture diagram based on user inputs, applicable vulnerability/cyber threat data and internal/external compliance/audit regulation data. In addition, machine-learning techniques may be used that leverage previously implemented computing network architectures. The computing network architecture diagram may be generated absent a baseline diagram or the user inputs may define at least a portion of an initial/baseline network architecture diagram that is modified based on the vulnerability/cyber threat data, the internal/external compliance/audit regulation data and/or the previously implemented computing network architectures. In additional embodiments of the invention, new/emerging vulnerabilities and cyber threats are detected, and in real-time response, adjustments to the computing network infrastructure and determined and implemented.
    Type: Application
    Filed: October 25, 2019
    Publication date: April 29, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Joshua Nathanael Jenkins, Michael Sbandi, Michael Robert Young
  • Publication number: 20200396240
    Abstract: Information technology/cyber security for computer-related processes in which vulnerabilities are identified and, those vulnerabilities which are technology-related are automatically remediated by determining and executing network-based tasks. The most granular level of computer-related process assessment in made possible by reliance on a critical function/process taxonomy this is automatically generated and, as such, the present invention, identifies both technology and non-technology-related vulnerabilities.
    Type: Application
    Filed: June 13, 2019
    Publication date: December 17, 2020
    Inventors: Casey L. Flaherty, Michael Sbandi, Jo-Ann Taylor, Michael Robert Young, Zarna Arun Patel