Abstract: A method and system for supplementing and/or replacing current security protocols and/or mechanisms used to store, manage and/or disseminate information for use on private data management devices and/or a private network and/or public network access provider's network. The system includes processing hardware, proprietary software, and firmware. The system protects private data without the need to trust the security or veracity of third parties and/or intermediate computers and/or networks. When a “user” stores data it is immediately protected from active and passive compromise attempts. Once protected and stored, data is never released and/or transferred unprotected. Only the authorized “receiver” of the data is capable of accessing the protected data. Encryption is used to enhance authentication of the participants and/or protection of the data.

Abstract: A practical method and system for supplementing or replacing current security protocols used on public networks involving the distribution of a proprietary system for use on a public network access provider's network. The proprietary system includes processing hardware and proprietary software. The proprietary system transmits private data, outside the internet, over proprietary lines to a back-end process. When a "sender" sends private data it is sent over the proprietary system to a back-end process. The back-end process returns a time sensitive token which the "sender" sends to the "receiver". The "receiver" takes the time sensitive token and uses it to either retrieve the private data, over a proprietary system, or initiate a transaction with a financial institution. Encryption is used to allow authentication of the participants. This method can be used in conjunction with Secure Socket Layer (SSL) encryption and/or the Secure Electronic Transaction (SET) protocol.