Abstract: Systems and methods are provided for facilitating contactless payment using cloud-based wallet containing payment credentials (e.g. Visa, Mastercard, American Express) using a near field communication (NFC)-capable device and payment gateway servers. A user can use their existing payment card, herein referred to as a funding card, for contactless payments. A second payment card, herein referred to as a virtual card, is generated. The virtual card is associated with the funding card on a payment gateway server. The virtual card is used on a NFC-enabled mobile device. When a payment is initiated, the virtual card data is sent through the NFC system from a point of sale terminal. This information is sent to the payment gateway server, which retrieves the funding card to make the payment. The funding card, not the virtual card, is used to transfer the money to make payment.

Abstract: Systems and methods are provided for facilitating contactless payment using cloud-based wallet containing payment credentials (e.g. Visa, Mastercard, American Express) using a near field communication (NFC)-capable device and payment gateway servers. A user can use their existing payment card, herein referred to as a funding card, for contactless payments. A second payment card, herein referred to as a virtual card, is generated. The virtual card is associated with the funding card on a payment gateway server. The virtual card is used on a NFC-enabled mobile device. When a payment is initiated, the virtual card data is sent through the NFC system from a point of sale terminal. This information is sent to the payment gateway server, which retrieves the funding card to make the payment. The funding card, not the virtual card, is used to transfer the money to make payment.

Abstract: There is provided a method including generating an initial token being associated with a given context, and sending the initial token to a destination device. The method also includes receiving a scanned token generated by a mobile device scanning an output of the destination device. The output may be generated based on the initial token. In addition, the method includes authenticating the scanned token by comparing the scanned token to the initial token. Furthermore, the method includes generating a productivity indicator based on the scanned token, and outputting the productivity indicator.

Abstract: There is provided a method including receiving, at a resource access gateway (RAG), an electronic request for a given quantity of a resource, and a first credential for accessing a first source of the resource. The first credential may have been input at an input interface in association with the electronic request. The method also includes obtaining a second credential from a credential storing computer-readable storage medium (CRSM) based on the first credential. The second credential may be for accessing a second source of the resource. In addition, the method includes generating at the RAG an electronic authorization for the given quantity to be collected from the second source using the second credential, and sending the electronic authorization to a transfer gateway, which may collect the given quantity from, the second, source, in addition, the method may include outputting a confirmation of access to the given quantity of the resource.

Abstract: There is provided a method including generating an initial token being associated with a given context, and sending the initial token to a destination device. The method also includes receiving a scanned token generated by a mobile device scanning an output of the destination device. The output may be generated based on the initial token. In addition, the method includes authenticating the scanned token by comparing the scanned token to the initial token. Furthermore, the method includes generating a productivity indicator based on the scanned token, and outputting the productivity indicator.

Abstract: There is provided a method including generating an initial token being associated with a given context, and sending the initial token to a destination device. The method also includes receiving a scanned token generated by a mobile device scanning an output of the destination device. The output may be generated based on the initial token. In addition, the method includes authenticating the scanned token by comparing the scanned token to the initial token. Furthermore, the method includes generating a productivity indicator based on the scanned token, and outputting the productivity indicator.

Abstract: A debt registration system maintains the transactions of the buying and selling of debt using blockchain technology. A participant may register with the debt registration system, and the debt registration system may then validate the participant. The participant may then register a debt with the debt registration system. The debt registration system may be integrated with an accounting software platform, and may automatically register debts stored by a registered participant in the accounting software platform upon expiration of a predetermined time period. Using one or more blockchain technologies, the debt registration system then records and monitors transactions that occur relative to the registered debt. The debt registration system may further verify the transactions that involve the registered debt to ensure the accuracy and/or validity of such transactions.

Abstract: There is provided a method including generating an initial token being associated with a given context, and sending the initial token to a destination device. The method also includes receiving a scanned token generated by a mobile device scanning an output of the destination device. The output may be generated based on the initial token. In addition, the method includes authenticating the scanned token by comparing the scanned token to the initial token. Furthermore, the method includes generating a productivity indicator based on the scanned token, and outputting the productivity indicator.

Abstract: Systems and methods are provided for facilitating contactless payment using cloud-based wallet containing payment credentials (e.g. Visa, Mastercard, American Express) using a near field communication (NFC)-capable device and payment gateway servers. A user can use their existing payment card, herein referred to as a funding card, for contactless payments. A second payment card, herein referred to as a virtual card, is generated. The virtual card is associated with the funding card on a payment gateway server. The virtual card is used on a NFC-enabled mobile device. When a payment is initiated, the virtual card data is sent through the NFC system from a point of sale terminal. This information is sent to the payment gateway server, which retrieves the funding card to make the payment. The funding card, not the virtual card, is used to transfer the money to make payment.

Abstract: A system and method are provided for scheduling the payments of bills. An authorization server is provided to be in communication with one or more payment servers and a mobile device. The authorization server receives bills from a billing account, and each of the payment servers can make payments to the billing account. A mobile billing manager, residing on at least the mobile device, detects a new bill and then displays a graphical user interface (GUI) on the mobile device. Through the GUI, selection inputs are received, the selection inputs being associated with paying a first amount at a first date from a first payment account. Based on the payment schedule, the mobile billing manager, through the authorization server, instructs the payment server to make payments.