Patents by Inventor Michael Stearne

Michael Stearne has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230232208
    Abstract: Briefly, example methods, apparatuses, and/or articles of manufacture may be implemented, in whole or in part, using one or more computing devices to obtain, from a communications device, an identifier of the communications device transmitted via a communications network. The communications network may transmit a request for one or more parameters unique to a subscriber of the communications network. The method may also include processing signals indicative of the requested one or more parameters in response to the subscriber entering the one or more parameters into a graphical user interface of the communications device. The method may further include transmitting, to the communications device, one or more signals to provide a complement of subscriber parameters.
    Type: Application
    Filed: March 23, 2023
    Publication date: July 20, 2023
    Inventors: Jeffrey Robert Naujok, Prashant Janakrai Desai, Michael Stearne, Rodger R. Desai, Ryan Alexander, Kyle Price
  • Publication number: 20220217527
    Abstract: Briefly, example methods, apparatuses, and/or articles of manufacture may be implemented, in whole or in part, using one or more computing devices to obtain, from a communications device, an identifier of the communications device transmitted via a communications network. The communications network may transmit a request for one or more parameters unique to a subscriber of the communications network. The method may also include processing signals indicative of the requested one or more parameters in response to the subscriber entering the one or more parameters into a graphical user interface of the communications device. The method may further include transmitting, to the communications device, one or more signals to provide a complement of subscriber parameters.
    Type: Application
    Filed: January 6, 2022
    Publication date: July 7, 2022
    Inventors: Jeffrey Robert Naujok, Prashant Janakrai Desai, Michael Stearne, Rodger R. Desai, Ryan Alexander, Kyle Price
  • Publication number: 20220210657
    Abstract: Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented to represent an identity network corresponding to a communications device subscriber in an electronic or digital domain. The method may include transmitting a message to a communications device. Responsive to the transmitted message, an authenticator may receive a signal to verify that a subscriber having a real-world identity is co-located with the communications device.
    Type: Application
    Filed: December 29, 2021
    Publication date: June 30, 2022
    Inventors: Prashant Janakrai DESAI, David Louis BERRA, Rodger R. DESAI, Michael BIJELICH, Jeffrey Robert NAUJOK, Michael STEARNE
  • Publication number: 20220012743
    Abstract: Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to receive at a display device, electronic signals that relate to a transacting party operating a communications device, to access by a computing device in communication with the display device, electronic records to determine whether one or more risk events has occurred with respect to the communications device, and to generate signals indicating a determination as to whether a transaction initiated by the transacting party is to proceed based, at least in part, on a score dependent upon the one or more risk events indicated by the electronic records.
    Type: Application
    Filed: July 11, 2021
    Publication date: January 13, 2022
    Inventors: Oliver Thomas Snell, Michael Stearne, Robert E. Danielson, Melissa Harbaugh, Mai Xuan Hoang