Patents by Inventor Michael Stinson

Michael Stinson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8468069
    Abstract: Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored may be defined by a financial institution processing the transaction and/or a customer affected by the transaction. Format rules may be defined and used to judge whether a transaction record parameter meets the required format. If so, the record parameter may be validated and saved. If, however, the parameter is not formatted according to the rule, the system may automatically revise the value stored in the parameter to satisfy the requirements. According to another aspect, if a transaction record has been modified, manual confirmation of the change may be requested.
    Type: Grant
    Filed: January 27, 2010
    Date of Patent: June 18, 2013
    Assignee: Bank of America Corporation
    Inventor: Joseph Michael Stinson
  • Publication number: 20110106672
    Abstract: Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored may be defined by a financial institution processing the transaction and/or a customer affected by the transaction. Format rules may be defined and used to judge whether a transaction record parameter meets the required format. If so, the record parameter may be validated and saved. If, however, the parameter is not formatted according to the rule, the system may automatically revise the value stored in the parameter to satisfy the requirements. According to another aspect, if a transaction record has been modified, manual confirmation of the change may be requested.
    Type: Application
    Filed: January 27, 2010
    Publication date: May 5, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Joseph Michael Stinson
  • Publication number: 20060204023
    Abstract: The present invention increases the aperture size of a microphone array by introducing a diffracting structure into the interior of a microphone array. The diffracting structure within the array modifies both the amplitude and phase of the acoustic signal reaching the microphones. The diffracting structure increases acoustic shadowing along with the signal's travel time around the structure. The diffracting structure in the array effectively increases the aperture size of the array and thereby increases the directivity of the array. Constructing the surface of the diffracting structure such that surface waves can form over the surface further increases the travel time and modifies the amplitude of the acoustical signal thereby allowing a larger effective aperture for the array.
    Type: Application
    Filed: June 2, 2006
    Publication date: September 14, 2006
    Applicant: NATIONAL RESEARCH COUNCIL OF CANADA
    Inventors: Michael Stinson, James Ryan
  • Publication number: 20050134222
    Abstract: A method and apparatus for controlling the charge cycle of a rechargeable power source within portable electronic equipment is disclosed. When external power is applied to the portable electronic equipment, a determination is made of the present power capacity of the rechargeable power source for the equipment. If the present capacity is lower than a predetermined value, then a charge cycle is initiated. If the present capacity is not lower than the predetermined value, then a charge cycle is not initiated. Furthermore, the predetermined value may be fixed or adjustable by a user.
    Type: Application
    Filed: December 2, 2004
    Publication date: June 23, 2005
    Inventor: Michael Stinson