Patents by Inventor Michael T. Courtney

Michael T. Courtney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for calculating mortgage loan balance to appraisal value ratio
    Publication number: 20010047327
    Abstract: A computerized system and method for calculating a mortgage loan balance to appraisal value ratio for a given property. Data relating to a mortgage loan balance and appraisal value ratio is input into a computerized system. The data is then used by the computerized system to calculate a mortgage loan balance to appraisal value ratio for the property. A set of geographical coordinates is then entered into the system for defining the geographical location of the property. A computer listing of recorded properties located within a predefined radius of the property is then generated. A current property listing generated by a multiple listing service and comparative market analysis is also obtained and entered into the system.
    Type: Application
    Filed: April 10, 2001
    Publication date: November 29, 2001
    Inventor: Michael T. Courtney
  • Shoulder holster for portable electronic devices
    Patent number: D561464
    Type: Grant
    Filed: May 15, 2007
    Date of Patent: February 12, 2008
    Assignee: Courtney Innovations LLC
    Inventor: Michael T. Courtney