Abstract: There is provided a transgenic insect comprising a heterologous nucleic acid encoding a fungal laccase wherein the heterologous nucleic acid is integrated in the insect genome, wherein the heterologous nucleic acid is operably linked to a promoter, and expression of the laccase allows for production of an active fungal laccase in the insect. The insect or laccase preparations comprising meal or powder made from the insect are used to reduce or remove phenolic contaminants (such as BPA) or aromatic components (such as indigo dyes) from waste.

Abstract: A method, computer program product, and computer system for defining, at a computing device, psychometric data for a user. An interactive virtual assistant, selected from a plurality of interactive virtual assistants, may be provided on the computing device based upon, at least in part, the psychometric data defined for the user. The user may be prompted, via the interactive virtual assistant, with one or more options.

Abstract: A method, computer program product, and computer system for defining, at a computing device, psychometric data for a user. An interactive virtual assistant, selected from a plurality of interactive virtual assistants, may be provided on the computing device based upon, at least in part, the psychometric data defined for the user. The user may be prompted, via the interactive virtual assistant, with one or more options.

Abstract: In accordance with one embodiment, a method includes receiving a loan application from a debtor with unsecured debt; receiving financial transactions data associated with the debtor; parsing the financial transactions data into predetermined data features; verifying the income of the debtor on the loan application with the parsed financial transactions data; ranking the parsed financial transactions data based on the predetermined data features; and analyzing the parsed financial transactions data to determine a first probability of default by the debtor with a loan having a lower interest rate than an interest rate of the unsecured debt. The loan application includes income, payments/expenses, assets, and liabilities/debt to determine a stated net income for verification with a calculated net income. The income verification provides the calculated net income for comparison with the stated net income and a measure of reliability of the input data in the loan application.

Abstract: A method, computer program product, and computer system for defining, at a computing device, psychometric data for a user. An interactive virtual assistant, selected from a plurality of interactive virtual assistants, may be provided on the computing device based upon, at least in part, the psychometric data defined for the user. The user may be prompted, via the interactive virtual assistant, with one or more options.

Abstract: A method, computer program product, and computer system for defining, at a computing device, psychometric data for a user. An interactive virtual assistant, selected from a plurality of interactive virtual assistants, may be provided on the computing device based upon, at least in part, the psychometric data defined for the user. The user may be prompted, via the interactive virtual assistant, with one or more options.

Abstract: A method, computer program product, and computer system for defining, at a computing device, psychometric data for a user. An interactive virtual assistant, selected from a plurality of interactive virtual assistants, may be provided on the computing device based upon, at least in part, the psychometric data defined for the user. The user may be prompted, via the interactive virtual assistant, with one or more options.

Abstract: Techniques are presented to determine user-interest sensitive notes. User selected passages, user interest information, condensation transformations and optional meaning distortion constraints are identified. User foci expressed by the selected passages are determined based on the similarity of the elements in the selected passages to elements in the user interest information. User sensitive notes are determined by selectively applying the condensation transformations to the selected passages to preferentially retain user foci while eliding less salient information. Meaning distortions constraints are optionally applied in conjunction with condensation transformations or in creating the condensation transformations in order to reduce the likelihood of distorting the meaning of the passage.

Abstract: In general the invention is directed to systems and methods for an enterprise to identify products that a reseller or potential reseller should sell. In one embodiment, the invention provides a computer-implemented system comprising an enterprise-wide goods and services database storing data that identifies one or more products or services of an enterprise; an enterprise-wide order database storing sales data that identifies past sales of the enterprise's goods and services; and a product selection system comprising a user interface to identify a reseller profile that identifies at least one of the enterprise's resellers, or at least one of the enterprise's potential resellers, and defines at least one characteristic specific to the identified reseller or potential resellers; and an analytical engine executing on one or more computers, wherein the analytical engine calculates a reseller-specific product selection recommendation based on the reseller profile, the sales data, and the goods and services data.

Abstract: Techniques are presented to determine user-interest sensitive notes. User selected passages, user interest information, condensation transformations and optional meaning distortion constraints are identified. User foci expressed by the selected passages are determined based on the similarity of the elements in the selected passages to elements in the user interest information. User sensitive notes are determined by selectively applying the condensation transformations to the selected passages to preferentially retain user foci while eliding less salient information. Meaning distortions constraints are optionally applied in conjunction with condensation transformations or in creating the condensation transformations in order to reduce the likelihood of distorting the meaning of the passage.

Abstract: A description is given of new chiral phosphine ligands containing amino acid groups and having the formula I where R1 is hydrogen, a C1-C7-alkyl radical, a C6-C10-aryl radical or a monovalent metal, preferably sodium or potassium, R2 is hydrogen or a C1-C7-alkyl radical, R3 is hydrogen or an —NR5R6 radical, where R5 and R6 are identical or different and are hydrogen or C1-C7-alkyl or C6-C10-aryl radicals, m is 0 or 1, with the exception of the compounds in which R5 and R6 are hydrogen and at the same time R2 is hydrogen, R4 is phenyl and R1 is methyl or benzyl and a process for their preparation. These phosphine ligands are suitable as constituents of metal complexes which can be used as catalysts for reactions to form C—C, C—H, C—N, C—Si or C═O bonds.

Abstract: Guanidinium phosphanes of Formula I wherein the substituents are defined as in the specification which are useful catalyst ligands for the carbon-carbon linkage reactions of the hect reaction.