Patents by Inventor Michael Tibbott

Michael Tibbott has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140012690
    Abstract: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are pricing systems and methods for establishing and staging transactions between a point-of-sale terminal, one or more merchant-partners, and a service provider.
    Type: Application
    Filed: July 5, 2012
    Publication date: January 9, 2014
    Inventors: Stephen P. Capps, Michael Tibbott, Kurt Thams, Richard Scott Perkins, John Paul Minor, Craig Carper
  • Publication number: 20130144734
    Abstract: Disclosed herein are systems and method for facilitating money transfer transactions between a sender and a recipient. In general, the systems and methods include: (a) a point-of-service terminal (POS) receiving an initiation payment from a sender; (b) a pre-funded account that receives replenish payments from the POS; (c) a money transmitter terminal that receives a funding payment from the pre-funded account, and provides a fulfillment payment to a recipient; and (d) a centralized service provider linking the POS, the pre-funded account, and the money transmitter. In operation, the centralized service provider (1) receives presentment data, from the POS, indicating that the sender has provided the initiation payment at the POS, (2) provides a computerized notification to the money transmitter, instructing the money transmitter to provide the fulfillment payment to the recipient, and (3) facilitates the replenishment of the pre-funded account.
    Type: Application
    Filed: December 6, 2011
    Publication date: June 6, 2013
    Inventors: Richard Scott Perkins, Kurt Thams, Michael Tibbott, Barry Donald McKeon, John Paul Minor, Jim Given