Patents by Inventor Michael V. Kutsch

Michael V. Kutsch has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10304045
    Abstract: A communications network places in data communication an access point controlling access to a controlled access area; a server; and a medium-long range wireless communications transceiver. The transceiver detects presence of a portable electronic device outside the access point. The server obtains an indication that a user of the portable electronic device has been authenticated to the portable electronic device and initiates a payment approval process which is completed before the user seeks to pass through the access point. Based at least in part on the authentication and success of the payment approval process, the server provides to the access point an electronic token indicating that the user, bearing the portable electronic device, is to be allowed to pass through the access point into the controlled access area.
    Type: Grant
    Filed: February 11, 2015
    Date of Patent: May 28, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael V. Kutsch, Salman H. Syed, Mark Lulic
  • Publication number: 20150227923
    Abstract: A communications network places in data communication an access point controlling access to a controlled access area; a server; and a medium-long range wireless communications transceiver. The transceiver detects presence of a portable electronic device outside the access point. The server obtains an indication that a user of the portable electronic device has been authenticated to the portable electronic device and initiates a payment approval process which is completed before the user seeks to pass through the access point. Based at least in part on the authentication and success of the payment approval process, the server provides to the access point an electronic token indicating that the user, bearing the portable electronic device, is to be allowed to pass through the access point into the controlled access area.
    Type: Application
    Filed: February 11, 2015
    Publication date: August 13, 2015
    Inventors: Michael V. Kutsch, Salman H. Syed, Mark Lulic
  • Patent number: 8919645
    Abstract: A system and method for granting access to an electronic device is disclosed. The method may include (1) receiving, from an electronic device, a unique identifier that identifies the electronic device; (2) using at least one computer processor, determining if the unique identifier is on an approved list of approved devices; and (3) granting the electronic device access to a network if the unique identifier is on the approved list of approved devices.
    Type: Grant
    Filed: August 8, 2012
    Date of Patent: December 30, 2014
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Richard Jones, Michael V. Kutsch
  • Patent number: 8256670
    Abstract: A system and method for granting access to a restricted access area using an approved list is disclosed. According to one embodiment, the system may include a card reader that receives a card number from the access card; a card verifier comprising an approved list of card numbers; a card presented list of presented card numbers; and a processor that compares the card number to the approved list and compares the card number to the card presented list; and an access device. The access device grants access to the area if one of (1) the card number is on the approved list and (2) the card number is not on the presented list; and denies access to the area if the card number is not on the approved list and the card number is on the presented list.
    Type: Grant
    Filed: December 13, 2010
    Date of Patent: September 4, 2012
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Richard Jones, Michael V. Kutsch
  • Patent number: 7913903
    Abstract: A method for granting access to a restricted access area using an approved list is disclosed. According to one embodiment, the method may include the steps of (1) receiving a card number for the access card; (2) comparing the card number to an approved list of approved card numbers; (3) granting access to the area if the card number is on the approved list; (4) comparing the card number to a card presented list of presented card numbers; (5) adding the card to the card presented list and the approved list and granting access to the area if the card number is not on the approved list and the card number is not on the card presented list; and (6) denying access to the area if the card number is not on the approved list but is on the card presented list.
    Type: Grant
    Filed: November 19, 2007
    Date of Patent: March 29, 2011
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Richard Jones, Michael V. Kutsch