Patents by Inventor Michael Vichich

Michael Vichich has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM TO PERSONALIZE REWARDS AND LOYALTY PROGRAMS
    Publication number: 20130311266
    Abstract: A computer system and method that determines personalized transaction yields for one or more payment vehicles in real-time-and can automatically process the transaction on the optimally advantageous vehicle. Embodiments of the invention disclose a system and method that can advise and instantly generate rewards bids for credit issuers and arbitrate, present, and reconcile those rewards bids for consumers.
    Type: Application
    Filed: May 18, 2012
    Publication date: November 21, 2013
    Inventors: Michael Vichich, Tyler Felous