Patents by Inventor Michael Ying

Michael Ying has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for providing a best price guarantee
    Patent number: 12293381
    Abstract: A financial institution can provide a best price guarantee to debit or credit card account holders. By providing a consolidated system including automatic price monitoring of purchased products and automatic claim form generation upon identifying a lower price, the consumer is relieved of the burden typically associated with conventional price matching.
    Type: Grant
    Filed: January 12, 2022
    Date of Patent: May 6, 2025
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Neeraj Sharma, Ateesh Tankha, Anthony Merola, Michael Ying
  • Methods and systems for providing a best price guarantee
    Patent number: 11238481
    Abstract: A financial institution can provide a best price guarantee to debit or credit card account holders. By providing a consolidated system including automatic price monitoring of purchased products and automatic claim form generation upon identifying a lower price, the consumer is relieved of the burden typically associated with conventional price matching.
    Type: Grant
    Filed: July 11, 2019
    Date of Patent: February 1, 2022
    Assignee: CITICORP CREDIT SERVICES, INC.
    Inventors: Neeraj Sharma, Ateesh Tankha, Anthony Merola, Michael Ying
  • Methods and systems for providing a best price guarantee
    Patent number: 10387906
    Abstract: A financial institution can provide a best price guarantee to debit or credit card account holders. By providing a consolidated system including automatic price monitoring of purchased products and automatic claim form generation upon identifying a lower price, the consumer is relieved of the burden typically associated with conventional price matching.
    Type: Grant
    Filed: August 10, 2015
    Date of Patent: August 20, 2019
    Assignee: Citicorp Credit Services, Inc. (USA)
    Inventors: Neeraj Sharma, Ateesh Tankha, Anthony Merola, Michael Ying
  • MECHANISM FOR MANAGING ONLINE CONTENT ON TOUCHSCREEN DEVICES IN THE FLOW OF AN ONLINE PUBLICATION
    Publication number: 20140365319
    Abstract: An online content server includes a memory device for storing data and a processor in communication with the memory device. The processor is programmed to store dynamic online content and to receive a content request for displaying dynamic online content on a mobile computing device. The content request is initiated at least in part by a publication request. The processor is programmed to determine that the content request is associated with one of the dynamic online content and to deliver the dynamic online content with an overlay layer to the mobile computing device for display to a user. The overlay layer is positioned at least partially over the dynamic online content. The overlay layer allows the user to activate the dynamic online content or to navigate to a navigated publication item representing one of the first publication item or a second publication item.
    Type: Application
    Filed: June 10, 2013
    Publication date: December 11, 2014
    Inventors: Allen Huang, Lynn Nguyen, Siavash Sedigh Nejad, Michael Ying