Abstract: Embodiments of the invention provide systems and methods for using programmatic means to verify the identity of a person. By scanning the person's documents and/or biometric data and comparing them to available government and private databases, the validity of those documents and identity of the person can be confirmed with a high confidence level. The process can assign a score to each item verified which is then computed into an overall confidence score which is available to other processes to rely on for approval of transactions. The identity is digitally combined with the credentials of the mobile phone to create a reusable identity token. Together with the confidence score, the identity token represents the verified biometric information of the person and is tied to the mobile phone.

Abstract: Embodiments of the invention provide systems and methods for using programmatic means to verify the identity of a person. By scanning the person's documents and/or biometric data and comparing them to available government and private databases, the validity of those documents and identity of the person can be confirmed with a high confidence level. The process can assign a score to each item verified which is then computed into an overall confidence score which is available to other processes to rely on for approval of transactions. The identity is digitally combined with the credentials of the mobile phone to create a reusable identity token. Together with the confidence score, the identity token represents the verified biometric information of the person and is tied to the mobile phone.