Abstract: Systems and methods are provided for automated online real-time data processing are provided. The system has a front end server and a back end server that communicate electronically with a user device to automate online form processing. The front end server automates parts of user information entry and sends the user information to a back end server, which further processes the user information to obtain a response within a predetermined period, then relaying the response to the user device to allow further processing to be performed.

Abstract: A digital filter providing output samples at a rate B while input samples are being provided at a rate A. The filter impulse response h(t) is sampled at a rate P=a.A=b.B, with P being the lowest common multiple to A and B, to derive Np filter coefficients therefrom. The coefficients are arranged into "a" sets of Np/a coefficients and stored. Output samples are then computed by feeding input samples Sn at incoming rate while permutating the sets of coefficients and generating output samples at the output rate.

Abstract: The adaptive loop gain phase filter of the invention utilizes an averaged value of the phase error at each baud time instead of the phase error for generating the value of the frequency shift. Such an averaged value is obtained by accumulating in accumulator ACCU2 (34) the phase error at each baud time after multiplying it by a factor K.sub.O, and is provided either very M baud time when a counter (38) preset at M reaches O, or if the contents of accumulator (34) reach a predetermined limit value. The value of the frequency shift which is accumulated in accumulator ACCU1 (14) is every accurate and enables the phase disturbance such as line breaks and phase hits to be overcome.

Abstract: In data transmission wherein a transmitting modem transmits data signals to a receiving modem via a telephone line, the process of rotating, in the transmitting modem, the phase of the point of the constellation resulting from a group of data bits by a predetermined phase value, and then rotating, after a predetermined delay in the receiving modem, the phase of the estimated point resulting from the transformation of the analog signal by the opposite of said predetermined phase value, and calculating the mean-squared error between the rotated point and the estimated point of the constellation the error being used to determine whether the receiving modem is out of synchronization.

Abstract: Modem receiving from/transmitting to a DTE data bits at a rate DR and adapted for operating at a modulation rate MR in an environment operating at a basic rate BR. In the receiving way, it comprises a first means for converting a number X of samples received at a frequency FS into a number X times MR/BR of samples before processing these samples by the signal processor whereby the processing results in DR/BR words of DR/MR bits, and second means for converting the DR/BR words into DR/MR words of DR/BR bits to be transmitted to the DTE. For the transmitting way the first and second converting means, are the same means but run in the reverse order. The result is that such an adapted modem behaves as a modem operating at a modulation rate MR on a periodic process interval of DR/(BR times MR) seconds.

Abstract: Echo cancelling above for providing an echo-free incoming data signal with a phase-roll tracking device comprising phase rotating means (58) for rotating the phase of the generated echo signal by a value X which is the estimated phase-roll value, thereby providing a complex phase-roll corrected echo signal a multiplier (124) for multiplying the error signal; between the incoming signal and the real component (112) of the phase-roll corrected echo signal by the imaginary component (120) of the same signal, thereby providing a value Y function of the variation of the phase-roll; a phase-roll variation estimator (128) providing an estimation Z of the phase-roll variation in half duplex mode or in full duplex mode, in response to value Y; and a phase filter (126) providing the estimated phase-roll value X in response to the estimation Z.

Abstract: Echo cancelling device for cancelling echoes affecting the incoming signal received over a two-wire telephone line, comprising near echo canceller 20, far echo canceller 22 and an adder 26 providing the estimated echo signal. A circuit path including a digital-to-analog converter 48 for converting the digital estimated echo signal into analog form and a subtracter 52 for subtracting the resulting analog signal from the analog incoming signal, is separated from a circuit path including an analog-to-digital converter 42 for converting the analog incoming signal into digital form and a subtracter 44 for subtracting the digital estimated echo signal from the resulting digital incoming signal thereby providing a digital signal used as a control signal for adjusting the echo cancellers 20 and 22.