Abstract: An apparatus, method, and system for facilitating the enrollment of a party into a capital management product is disclosed. This system provides a centralized control structure for managing the enrollment of a party into a capital management product, such as a lockbox, and may communicate with multiple parties associated with the enrollment. It may receive, store and process data concerning the circumstances of a party applying for a capital management product. A logic construct may be used when processing the data to recommend a capital management product for the customer, which may include one of a number of previously-defined products or a custom-designed product. The system may then generate a proposal for customer to review based on the capital management product recommended and, if accepted, may facilitate the enrollment and activation of the accepting party into the recommended capital management product.