Patents by Inventor Michelle Ann Wagner

Michelle Ann Wagner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • DETERMINING GEOCODED REGION BASED RATING SYSTEMS FOR DECISIONING OUTPUTS
    Publication number: 20230316413
    Abstract: Methods, computer-readable media, software, and apparatuses may determine, for a geographic region and based on geolocation data, a plurality of sub-regions, where each sub-region of the plurality of sub-regions may include real properties with a shared profile. The system may associate, with each sub-region, a collection of coordinate pairs, where each coordinate pair comprises a latitude and a longitude, and the collection describes a boundary of a geometric shape corresponding to the sub-region. The system may associate, with the geographic region, geometric shapes corresponding to the plurality of sub-regions. The system may associate, with each geometric shape, a rating factor for the real properties located within the sub-region corresponding to the geometric shape. The system may store the geometric shapes and rating factors, and may generate, based on the rating factor and for the real properties located within the sub-region, an output, and provide the generated output.
    Type: Application
    Filed: June 7, 2023
    Publication date: October 5, 2023
    Inventors: Ralph Adam Benjamin Tyner, Jonathan Fesenmeyer, Lauren Ugulini, John Lower, Analini Shetty, Darius Tallat-Kelpsa, David Robert McNulty, Michelle Ann Wagner
  • Determining geocoded region based rating systems for decisioning outputs
    Patent number: 11710186
    Abstract: Methods, computer-readable media, software, and apparatuses may determine, for a geographic region and based on geolocation data, a plurality of sub-regions, where each sub-region of the plurality of sub-regions may include real properties with a shared profile. The system may associate, with each sub-region, a collection of coordinate pairs, where each coordinate pair comprises a latitude and a longitude, and the collection describes a boundary of a geometric shape corresponding to the sub-region. The system may associate, with the geographic region, geometric shapes corresponding to the plurality of sub-regions. The system may associate, with each geometric shape, a rating factor for the real properties located within the sub-region corresponding to the geometric shape. The system may store the geometric shapes and rating factors, and may generate, based on the rating factor and for the real properties located within the sub-region, an output, and provide the generated output.
    Type: Grant
    Filed: April 24, 2020
    Date of Patent: July 25, 2023
    Assignee: Allstate Insurance Company
    Inventors: Ralph Adam Benjamin Tyner, Jonathan Fesenmeyer, Lauren Ugulini, John Lower, Analini Shetty, Darius Tallat-Kelpsa, David Robert McNulty, Michelle Ann Wagner
  • DETERMINING GEOCODED REGION BASED RATING SYSTEMS FOR DECISIONING OUTPUTS
    Publication number: 20210334905
    Abstract: Methods, computer-readable media, software, and apparatuses may determine, for a geographic region and based on geolocation data, a plurality of sub-regions, where each sub-region of the plurality of sub-regions may include real properties with a shared profile. The system may associate, with each sub-region, a collection of coordinate pairs, where each coordinate pair comprises a latitude and a longitude, and the collection describes a boundary of a geometric shape corresponding to the sub-region. The system may associate, with the geographic region, geometric shapes corresponding to the plurality of sub-regions. The system may associate, with each geometric shape, a rating factor for the real properties located within the sub-region corresponding to the geometric shape. The system may store the geometric shapes and rating factors, and may generate, based on the rating factor and for the real properties located within the sub-region, an output, and provide the generated output.
    Type: Application
    Filed: April 24, 2020
    Publication date: October 28, 2021
    Applicants: Allstate Insurance Company, Allstate Insurance Company
    Inventors: Ralph Adam Benjamin Tyner, Jonathan Fesenmeyer, Lauren Ugulini, John Lower, Analini Shetty, Darius Tallat-Kelpsa, David Robert McNulty, Michelle Ann Wagner