Patents by Inventor Michelle D. Field

Michelle D. Field has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Modular financial service instrument
    Publication number: 20030167218
    Abstract: A modular financial service instrument is disclosed herein. The modular financial service instrument allows both the customer and the issuing financial institution to modify the set of features associated with the instrument without requiring the issuing of a new instrument. The modular nature of the instrument allows for a rationalised operational structure that eliminates the necessity for storing each combination of features as a separate product. The modular nature of the instrument allows a customer to select features to create a customisable financial service instrument that suites the customer needs.
    Type: Application
    Filed: August 9, 2002
    Publication date: September 4, 2003
    Inventors: Michelle D. Field, Christopher Barrett