Patents by Inventor Michelle E. Winters

Michelle E. Winters has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Account holder demand account update
    Patent number: 8706622
    Abstract: Account holder identification is used to access and retrieve the account holder's accounts and attributes thereof. A user interface receives a selected account for which merchants having conducted transactions on the selected account are retrieved and displayed on the user interface. The account holder selects which merchants are to receive updated attributes of the selected account, such as a new expiration, a new billing address, a new credit limit, a name change of the account holder, etc. Each user selected merchant is notified of the user selected attributes of the user selected account.
    Type: Grant
    Filed: August 5, 2008
    Date of Patent: April 22, 2014
    Assignee: Visa U.S.A. Inc.
    Inventors: Michelle E. Winters, Lubna Samad, Laura DiGioacchino
  • ACCOUNT HOLDER DEMAND ACCOUNT UPDATE
    Publication number: 20100036769
    Abstract: Account holder identification is used to access and retrieve the account holder's accounts and attributes thereof. A user interface receives a selected account for which merchants having conducted transactions on the selected account are retrieved and displayed on the user interface. The account holder selects which merchants are to receive updated attributes of the selected account, such as a new expiration, a new billing address, a new credit limit, a name change of the account holder, etc.
    Type: Application
    Filed: August 5, 2008
    Publication date: February 11, 2010
    Inventors: Michelle E. Winters, Lubna Samad, Laura DiGioacchino