Abstract: An Internet business model comprises a website that allows an Organizer to log-in and initiate a collective gift from many Contributors that are then presented to the Recipient in the form of a Gift Card. Each contributor provides credit card information and an authorization only is obtained. The actual charge is put through only after the gift is fully subscribed and the collection period has ended. Then the gift card is funded and issued. Fees for the collective gift service may be paid in full by the Organizer, a Sponsor, partitioned amongst the Contributors, or covered as an advertizing or merchandizing expense by the gift card issuer.