Patents by Inventor Michelle H. Wang

Michelle H. Wang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20160196615
    Abstract: Systems and methods that facilitate detection of cross-channel fraud are discussed. Detection of cross-channel fraud includes analyzing one or more fraud accounts previously subject to fraud. The analyzing includes identifying one or more common patterns of events associated with fraud. Detection of cross-channel fraud also includes determining a cross-channel fraud metric that measures a likelihood of fraud and monitoring a plurality of events associated with a customer. The detection of cross-channel fraud also includes determining a first account fraud probability associated with the customer based at least in part on a comparison between the plurality of events and the one or more common patterns of events. The plurality of events are analyzed in connection with the cross-channel fraud metric to determine an account cross-channel fraud score associated with the customer.
    Type: Application
    Filed: January 6, 2015
    Publication date: July 7, 2016
    Applicant: WELLS FARGO BANK, N.A.
    Inventors: John Yen, Jeremy Norvell, Michelle H. Wang