Patents by Inventor Michelle Harnick

Michelle Harnick has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System And Method For Providing Systemic Casualty Reserve Protection
    Publication number: 20140195273
    Abstract: A system, method and computer readable storage medium for calculating a first industry index amount at an index year based on selected loss values for the index year for a plurality of companies in a defined line of business and a predetermined number of years preceding the index year for the plurality of companies and loss estimates for a number of years subsequent to the index year corresponding to a predetermined term of a systemic risk product for the plurality of companies, calculating a second industry index amount based on selected loss values for the index year for the plurality of companies, a predetermined number of years preceding the index year for the plurality of companies and at least one year subsequent to the index year and calculating an industry index value based on the first and second industry index amount.
    Type: Application
    Filed: October 10, 2013
    Publication date: July 10, 2014
    Applicant: Guy Carpenter & Company, LLC
    Inventors: Michelle HARNICK, Jose R. Couret, Priyantha L. Perera
  • System and method for providing systemic casualty reserve protection
    Patent number: 8577786
    Abstract: A system, method and computer readable storage medium for calculating a first industry index amount at an index year based on selected loss values for the index year for a plurality of companies in a defined line of business and a predetermined number of years preceding the index year for the plurality of companies and loss estimates for a number of years subsequent to the index year corresponding to a predetermined term of a systemic risk product for the plurality of companies, calculating a second industry index amount based on selected loss values for the index year for the plurality of companies, a predetermined number of years preceding the index year for the plurality of companies and at least one year subsequent to the index year and calculating an industry index value based on the first and second industry index amount.
    Type: Grant
    Filed: September 12, 2012
    Date of Patent: November 5, 2013
    Assignee: Guy Carpenter & Company, LLC.
    Inventors: Michelle Harnick, Jose R. Couret, Priyantha L. Perera