Patents by Inventor Michelle Kloosterman

Michelle Kloosterman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MONEY TRANSFER SYSTEM AND MESSAGING SYSTEM
    Publication number: 20190370763
    Abstract: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
    Type: Application
    Filed: May 31, 2019
    Publication date: December 5, 2019
    Applicant: The Western Union Company
    Inventors: Scott Paintin, Lance Marr, Michelle Kloosterman, Rebecca Loevenguth, Diane Scott
  • Money transfer system and messaging system
    Patent number: 10311410
    Abstract: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
    Type: Grant
    Filed: June 23, 2014
    Date of Patent: June 4, 2019
    Assignee: The Western Union Company
    Inventors: Scott Paintin, Lance Marr, Michelle Kloosterman, Rebecca Loevenguth, Diane Scott
  • Money Transfer System and Messaging System
    Publication number: 20140304152
    Abstract: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
    Type: Application
    Filed: June 23, 2014
    Publication date: October 9, 2014
    Inventors: Scott Paintin, Lance Marr, Michelle Kloosterman, Rebecca Loevenguth, Diane Scott
  • Money transfer system and messaging system
    Patent number: 8762267
    Abstract: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
    Type: Grant
    Filed: June 19, 2013
    Date of Patent: June 24, 2014
    Assignee: The Western Union Company
    Inventors: Scott Paintin, Lance Marr, Michelle Kloosterman, Rebecca Loevenguth, Diane Scott
  • MONEY TRANSFER SYSTEM AND MESSAGING SYSTEM
    Publication number: 20130297494
    Abstract: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
    Type: Application
    Filed: June 19, 2013
    Publication date: November 7, 2013
    Inventors: Scott Paintin, Lance Marr, Michelle Kloosterman, Rececca Loevenguth, Diane Scott
  • Money transfer system and messaging system
    Patent number: 8504473
    Abstract: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
    Type: Grant
    Filed: March 28, 2007
    Date of Patent: August 6, 2013
    Assignee: The Western Union Company
    Inventors: Scott Paintin, Lance Marr, Michelle Kloosterman, Rebecca Loevenguth, Diane Scott