Abstract: Methods and systems for facilitating electronic transactions on a user device are described. User-friendly graphical user interfaces (GUIs) are provided with minimal text and more pictures and images. The GUIs detect or receive various gesture inputs, such as swiping, tapping, and dragging and dropping, and display a corresponding screen or page. The gesture inputs allow a user to select or specify payers/payees, transaction amounts, and funding sources, without having to type numbers or letters.

Abstract: Methods and systems for facilitating electronic transactions on a user device are described. User-friendly graphical user interfaces (GUIs) are provided with minimal text and more pictures and images. The GUIs detect or receive various gesture inputs, such as swiping, tapping, and dragging and dropping, and display a corresponding screen or page. The gesture inputs allow a user to select or specify payers/payees, transaction amounts, and funding sources, without having to type numbers or letters.

Abstract: There are provided systems and methods for wireless beacon devices for use in managing transportation service terminals. A user may travel with a device, such as a communication device, that includes a communication module that may utilize specialized hardware features to establish short range wireless communications with nearby wireless beacons. The wireless beacons may be established at or nearby transportation service terminals, such as bus/train stops. The beacon may provide the aforementioned communication services with the communication device and be utilized to determine whether the user will utilize a transportation service for the terminal. If the user wishes to utilize the transportation service, a transportation service may be alerted. The user may also be alerted of an expected time of arrival for the transportation service, other transportation services available at the transportation terminal, and/or of nearby transportation terminals.

Abstract: A wearable device is used to authenticate a user into a user account at a user device of the user. In particular, the wearable device may include a sensor configured to detect whether the wearable device is worn by or is with the user. If so, the wearable device may send a signal to the user device and the user device may authenticate the user based on the signal received from the wearable device. For example, when the sensor detects that the wearable device is worn by the user, the wearable device may send a unique signal periodically, such as every five seconds or every 10 seconds. Based on whether the unique signal from the wearable device is received, the user device may authenticate the user.

Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.

Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.

Abstract: Embodiments relate to methods and systems for providing specific GUIs based on real-time data and projected data, such as for management of financial resources in view of future resource forecasts. In an embodiment, a method comprises receiving, electronically by a processor, user data comprising financial source data, income data and expenses data. The method also comprises determining, electronically by the processor, spendable resources based on the received user data. The method also comprises receiving, electronically by the processor, user inputs via an interactive interface of a user device comprising desired expense information. The method further comprises determining, electronically by the processor, an impact of the desired expense information on the spendable resources. And the method also comprises causing to be displayed, electronically by the processor, content associated with the impact on the user device.

Abstract: Systems and methods are provided for facilitating efficient shopping for a user. A real or virtual shopping cart can be pre-filled for a user before the user arrives at a merchant location. The shopping cart can be pre-filled with items that are based on the user's previous behavior and/or purchases. The items can include repeat purchase items that the user has repeatedly purchased at the merchant and is likely to purchase again. The system may generate smart shopping lists that can be used to pre-fill the shopping cart. The smart shopping list may include user selected items, repeat purchase items, predicted items for the user, and/or merchant recommended items. The items can be provided in corresponding sections of the shopping cart. The system can also offer to deliver the items to the user and to pick up and deliver additional items along a delivery route for the user.

Abstract: There are provided systems and method for crowd congestion reduction at venue locations using beacons. A venue may set up short range wireless beacons throughout the venue at locations corresponding to attractions, exhibits, rides, etc. The beacons may establish a connection with a user device held by a user when the user device comes into range of the beacon. Thus, a server for the venue may be updated with a total number of users at each of the beacons, and thus at each of the locations. The server may utilize this information to determine travel routes for users that minimize a number of users at each of the locations. The server may spread the users out through the venue's locations and thus allow each user to visit the locations with reduced crowd congestion. The travel route may be updated as the crowd of users move throughout the venue.

Abstract: Methods and systems related to the communication of location-based messages are described. A first user (e.g., sender) leaves a message with a service provider for use at a location, and the message is accessed and transmitted by the service provider to user devices in the vicinity of the location. The first user can specify who receives the message or the message may be broadcast without restrictions. The message can then be presented on a user device of a second user (e.g., recipient) if the message satisfies certain criteria. The criteria may include location history, purchase history, age of the message, subject matter of the message, identity of the originator of the message, date and time, area code, type of user device, or a combination thereof.

Abstract: There are provided systems and methods for transportation check-in and payment using beacons. A service provider, such as a transportation, payment, or other service provider, may utilize short range wireless beacons at or near a transportation service that provide automated check-in with a user device. When the user device is in proximity to the beacon, the user may be checked-in and provide payments for use of the transportation service, such as payment for a transportation fare. The user may receive scheduling and/or updates for the transportation service. Additionally, while the user is travelling with the transportation service, the user may purchase extra fare if the user realizes that current travel coverage of the purchased transportation fare does not cover an expected cost of the trip. The extra fare may be automatically purchased if the user device loses power or the user is unaware of the trip cost.

Abstract: There are provided systems and method for targeted assistance on user check-in. A service location may provide beacons at or near the location to determine if a user approaching or at the service location has any experience with the service location. For example, a merchant may place a beacon at the entrance to a store to determine if a user has shopped at the store. Thus, when a user is in proximity to the beacon, a user device of the user and the beacon may establish a check-in. Through a user identifier communicated to the beacon, the service provider at the location may determine a user history, such as a number of visits by the user to the service location. The service location may then provide targeted assistance, such as information, personal help, item searches, etc., based on the user's history with the merchant.

Abstract: There are provided systems and method for multiple service check-in through a single service center check-in. A user may utilize a user device to check-in to a service center, such as a mall, airport, or hotel, offering a plurality of services. As the user moves throughout the service center, the user device may connect to beacons, such as Bluetooth Low Energy beacons. The user device may be previously checked-in with these beacons, or may be quickly checked-in when in proximity to the beacons without the user checking-in to each beacon manually. Thus, if the user is in proximity to a service, the user device may receive advertisements, information, etc. for the service. Additionally, since the user will already be checked-in to the service, the merchant and/or service center may complete transactions for the user with the service.

Abstract: Systems and methods for transmitting beacon messages are described. A beacon message is transmitted from a first beacon device and broadcast to an area within a transmission range of the first beacon device. A mobile device receives and stores the message. When the mobile device is out of the range of the first beacon device and within the range of a second beacon device, the message is transmitted to the second beacon device and broadcast by the second beacon device.

Abstract: Systems and methods for facilitating financial transactions by using images from a real-world environment are described. By obtaining the image and information associated with the image, a user may supplement the user's view of the real-world in real-time. For example, the images can be used to determine the status of shoppers, to buy products from television or the Internet, make payments to others, shop at a physical store, or check-in a user. A user's view of the real-world can be supplemented with information associated with the image.

Abstract: There are responsible and irresponsible people in this world. Irresponsible or unreliable individuals often refuse to perform tasks because it is inconvenient, or they find no benefit to completing the task. Methods and systems that provide incentives and rewards to motivate these types of individuals to complete a task are described. In a game that supports multiple players, an administrator and players are designated. The administrator provides a list of tasks to the players. The players complete the tasks and indicate that the tasks are completed. The administrator provides a real-world reward, such as money, for completing the tasks. The reward is then deposited into the players' accounts.

Abstract: Systems and methods are provided according to one or more embodiments for conducting transactions based on actions or gestures such as physical interactions between users each having a user device. In that regard, gestures such as a handshake or other physical interactions between users may be detected to determine transaction details such as a payment amount or a value to be transferred from one user via a user device to a recipient via a recipient device. The amount or value may then be transferred based on one or more determinations including proximity between the user or the user device and the recipient or the recipient device, a specific action or gesture, voice commands, facial recognition, preset transfer instructions, a unique identifier, or other close-quarter determinations.

Abstract: Systems and methods for facilitating user action on a user device are described. The methods include presenting an expanding button or link on a display of the user device, receiving an input from a user on the expanding button or link, and expanding the expanding button or link to present a screen associated with the user input and positioned at a location of the expanding button or link.