Abstract: An exemplary system includes at least one physical computing device that is communicatively coupled, by way of a network, to an automated teller machine (ATM), and that receives, by way of user input to the ATM, a transaction identifier, verifies that the transaction identifier represents, in an electronic payment system, an electronic payment of an amount from a sender to a recipient by way of the electronic payment system, generates an access code for the electronic payment, initiates a transmission of the access code to a computing device of the recipient, receives, by way of additional user input to the ATM, the access code for the electronic payment, validates the received access code for the electronic payment, and directs, in response to the validation of the received access code, the ATM to disburse the amount of the electronic payment in physical currency.

Abstract: An exemplary system includes at least one physical computing device that is communicatively coupled, by way of a network, to an automated teller machine (ATM), and that receives a transaction identifier from the ATM, uses the transaction identifier to query an electronic payment system, receives, from the electronic payment system in response to the query, data representative of a pending electronic payment that is associated with the transaction identifier and is awaiting funding, sends data representative of information about the pending electronic payment to the ATM, the information indicating an amount to fund the pending electronic payment, receives, from the ATM, a confirmation that the ATM has received the amount to fund the pending electronic payment, and notifies the electronic payment system that the pending electronic payment has been funded.

Abstract: An exemplary system includes at least one physical computing device that is communicatively coupled, by way of a network, to an automated teller machine (ATM), and that receives, by way of user input to the ATM, a transaction identifier, verifies that the transaction identifier represents, in an electronic payment system, an electronic payment of an amount from a sender to a recipient by way of the electronic payment system, generates an access code for the electronic payment, initiates a transmission of the access code to a computing device of the recipient, receives, by way of additional user input to the ATM, the access code for the electronic payment, validates the received access code for the electronic payment, and directs, in response to the validation of the received access code, the ATM to disburse the amount of the electronic payment in physical currency.

Abstract: An exemplary system includes at least one physical computing device that is communicatively coupled, by way of a network, to a retail point of sale (POS) machine, and that receives a transaction identifier from the POS machine, uses the transaction identifier to query an electronic payment system, receives, from the electronic payment system in response to the query, data representative of a pending electronic payment that is associated with the transaction identifier and is awaiting funding, sends data representative of information about the pending electronic payment to the POS machine, the information indicating an amount to fund the pending electronic payment, receives, from the POS machine, a confirmation that the POS machine has received the amount to fund the pending electronic payment, and notifies the electronic payment system that the pending electronic payment has been funded.

Abstract: An apparatus for holding an article is described. The apparatus comprises an elastic band and a depository area integrally coupled as part of the elastic band into which at least one magnet is deposited. The elastic band is formed as a continuous loop having a first width. The depository area has a second width exceeding the first width of the continuous elastic band. The depository area includes storage of the at least one magnet that, when deposited, occupies at least seventy percent of a volume of the depository area.

Abstract: An apparatus for holding an article is described. The apparatus comprises an elastic band and a depository area integrally coupled as part of the elastic band into which at least one magnet is deposited. The elastic band is formed as a continuous loop having a first width. The depository area has a second width exceeding the first width of the continuous elastic band. The depository area includes storage of the at least one magnet that, when deposited, occupies at least seventy percent of a volume of the depository area.

Abstract: An elastic band comprising a depository area is disclosed. The band may be closed or open-ended. The depository area may hold a magnet. A magnet-retaining band attached to a handle portion of a tool can secure magnetically and removably the tool to a ferrous object.

Abstract: An elastic band comprising a depository area is disclosed. The band may be closed or open-ended. The depository area may hold a magnet. A magnet-retaining band attached to a handle portion of a tool can secure magnetically and removably the tool to a ferrous object.