Patents by Inventor Miguel Navarro

Miguel Navarro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11055924
    Abstract: Computer systems and methods for accessing and presenting value characteristics of vehicles in augmented reality are disclosed. A method of accessing and presenting value characteristics in augmented reality includes capturing an image of a portion of an environment including at least a portion of a motor vehicle, and displaying an augmented reality version of the environment. Displaying the augmented reality version of the environment includes: identifying, based on the captured image, at least a make and model of the motor vehicle; obtaining, from one or more data stores based on the make and model, at least one value characteristic of the vehicle; and compositing a second image of a portion of the environment with an indication of the at least one value characteristic of the vehicle. Value characteristics of a vehicle may include insurance cost, finance cost, fuel cost and/or total cost of ownership.
    Type: Grant
    Filed: September 30, 2019
    Date of Patent: July 6, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Miguel Navarro, Levi Sutter, Mohamed Abbas, Mathew Hause
  • Publication number: 20210178806
    Abstract: A rim assembly for a bicycle wheel includes a rim, a first protruding tire retaining feature attached to a first surface of the rim, and a second protruding tire retaining feature attached to a second surface of the rim. The first surface is a surface of a first tire retaining wall of a radially outer tire engaging portion of the rim, and the second surface is a surface of a second tire retaining wall of the radially outer tire engaging portion. The second surface faces the first surface. The first protruding tire retaining feature and the second protruding tire retaining feature are made of a first material, and the first tire retaining wall and the second tire retaining wall are made of a second material. The second material is different than the first material.
    Type: Application
    Filed: December 11, 2019
    Publication date: June 17, 2021
    Applicant: SRAM, LLC
    Inventors: PATRICK BRADY, MICHAEL HALL, DAVID MORSE, MIGUEL NAVARRO BAEZA
  • Publication number: 20210117958
    Abstract: A computer-implemented method allows initiating activation in augmented reality of an un-activated physical token. The method includes displaying an augmented reality version of an environment including the physical token. Displaying the augmented reality version of the environment includes capturing an image of a portion of the environment including the physical token; presenting a display of augmented reality corresponding to the portion of the environment by compositing the image of the portion of the environment with a graphical, interactive user interface control, the user interface control positioned in a defined position in augmented reality relative to the physical token. The method further includes, responsive to receipt of input corresponding to an interaction with the user interface control, initiating activation of the physical token. Related computer systems and computer-readable media are also disclosed.
    Type: Application
    Filed: December 29, 2020
    Publication date: April 22, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Levi SUTTER, Miguel NAVARRO
  • Publication number: 20210105620
    Abstract: A method for establishing a trusted session between a first computing device and a computer server includes obtaining identifying information for the first computing device and a second computing device. The identifying information includes identifying information corresponding to the networks to which each of the computing devices are directly connected. Based on the identifying information it may be determined that there is sufficient correspondence between the first and second computing devices. If so, an indication is sent to the second computing device requesting confirmation that the first computing device should be authenticated to the account. An indication confirming this may then be received and, responsive thereto, the first computing device is authenticated to the account. Related computer systems and computer-readable media are also disclosed.
    Type: Application
    Filed: October 8, 2019
    Publication date: April 8, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Miguel NAVARRO, Levi SUTTER, Lino CATANA, Jonathan GOODMAN, Mohamed ABBAS
  • Publication number: 20210097283
    Abstract: Computer systems and methods for accessing and presenting value characteristics of vehicles in augmented reality are disclosed. A method of accessing and presenting value characteristics in augmented reality includes capturing an image of a portion of an environment including at least a portion of a motor vehicle, and displaying an augmented reality version of the environment. Displaying the augmented reality version of the environment includes: identifying, based on the captured image, at least a make and model of the motor vehicle; obtaining, from one or more data stores based on the make and model, at least one value characteristic of the vehicle; and compositing a second image of a portion of the environment with an indication of the at least one value characteristic of the vehicle. Value characteristics of a vehicle may include insurance cost, finance cost, fuel cost and/or total cost of ownership.
    Type: Application
    Filed: September 30, 2019
    Publication date: April 1, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Miguel NAVARRO, Levi SUTTER, Mohamed ABBAS, Mathew HAUSE
  • Publication number: 20210097761
    Abstract: A method for providing a treasure hunt in augmented reality includes presenting an indication of a starting point of a path through an environment that, when followed, allows a virtual gift card to be obtained. Then, as a mobile computer system travels through the environment from a location proximate the starting point, navigation indications to allow the path to be followed are presented. Presenting the navigation indications may include capturing images of portions of the environment, detecting locations corresponding to the path, modifying a captured image based on a detected location by compositing it with a navigation indication corresponding to a direction of the path; and displaying the modified captured image. That the mobile computer system has been moved to a location proximate an ending point of the path can be detected and may trigger an update to an account to associate the virtual gift card therewith.
    Type: Application
    Filed: September 26, 2019
    Publication date: April 1, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Buturab RIZVI, Fahad Ahmed KHAN, John Ivan BACIC, Miguel NAVARRO, Alexandra TSOURKIS
  • Publication number: 20210094369
    Abstract: An air deflector that is at least partially disposable within a tubeless tire of a bicycle wheel includes a body. The body includes at least one wall defining an air input end and an air output end of the body. The body is attachable to a valve of the tubeless tire at the air input end, such that when air is introduced into the body via the valve, at least some of the air is deflectable by one or more walls of the at least one wall out of the body at the air output end.
    Type: Application
    Filed: September 28, 2020
    Publication date: April 1, 2021
    Applicant: SRAM, LLC
    Inventors: MICHAEL HALL, DAVID MORSE, LOUIS BROWN, MIGUEL NAVARRO BAEZA
  • Publication number: 20210044796
    Abstract: A computer system comprises a processor; a wearable virtual-reality device coupled to the processor, the virtual-reality device including a display device and a head tracker; and a memory coupled to the processor storing instructions that, when executed by the computer system, cause the computer system to detect, based on movements tracked via the head tracker, that a gaze path through a virtual environment displayed on the display device corresponds to movement of a first target; when it is detected that the gaze path corresponds to movement of the first target, cause the first target to disappear from the virtual environment displayed on the display device, and detect that the gaze path through the virtual environment displayed on the display device corresponds to movement of a second target; and when it is detected that the gaze path corresponds to movement of the second target, perform an action.
    Type: Application
    Filed: October 26, 2020
    Publication date: February 11, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Levi SUTTER, Miguel NAVARRO
  • Patent number: 10909526
    Abstract: A computer-implemented method allows initiating activation in augmented reality of an un-activated physical token. The method includes displaying an augmented reality version of an environment including the physical token. Displaying the augmented reality version of the environment includes capturing an image of a portion of the environment including the physical token; presenting a display of augmented reality corresponding to the portion of the environment by compositing the image of the portion of the environment with a graphical, interactive user interface control, the user interface control positioned in a defined position in augmented reality relative to the physical token. The method further includes, responsive to receipt of input corresponding to an interaction with the user interface control, initiating activation of the physical token. Related computer systems and computer-readable media are also disclosed.
    Type: Grant
    Filed: September 28, 2018
    Date of Patent: February 2, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Levi Sutter, Miguel Navarro
  • Publication number: 20200380521
    Abstract: A simulator for providing teaching and training related to negotiable instruments is disclosed. The provided simulation includes a simulated negotiable instrument. The simulator captures an image of a portion of an environment including a piece of printed collateral. The simulator then displays an augmented reality version of the environment. Displaying the augmented reality version of the environment includes detecting the printed collateral in the image, replacing the printed collateral in the image of the portion of the environment with an image of the negotiable instrument to yield an image depicting the portion of the environment as including the negotiable instrument, and presenting, the image depicting the portion of the environment as including the negotiable instrument. The simulator provides an indication of an outcome of a simulated negotiation of the negotiable instrument. Related methods and computer-readable media are disclosed.
    Type: Application
    Filed: May 31, 2019
    Publication date: December 3, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Miguel NAVARRO, Sadia ZAIDI, Mohamed ABBAS
  • Patent number: 10855978
    Abstract: Reliable detection of input by a virtual-reality or augmented reality system is disclosed. Detection of input by the system may include displaying, via a display device, a stereoscopic rendering of a portion of a three-dimensional virtual environment including targets moving in predictable patterns. The rendering is updated based on movements tracked via a head tracker to show corresponding portions of the three-dimensional virtual environment along a gaze path through it. A first condition is detected if the gaze path corresponds to the movement one of the related targets along its pattern. Input is detected if, following detection of the first condition, it is detected that the gaze path also corresponds to the movement another of the targets along its pattern.
    Type: Grant
    Filed: September 14, 2018
    Date of Patent: December 1, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: Levi Sutter, Miguel Navarro
  • Publication number: 20200356776
    Abstract: Systems and methods of augmenting objects associated with personal data. A system includes a communication module, a processor, and a memory. The memory stores instructions that, when executed, configure the processor to authenticate a client device based on a credential associated with an account record. The processor receives, from the client device, an indication of a document marker and obtains, from the account record, personal data associated with the document marker. The processor transmits, to the client device, display data based on the personal data. The display data configures the client device to display an augmented reality output based on the personal data and at least one further image of the document. The personal data may include dynamic data varying over time. The display data configuring the client device to display the augmented output may be based on current personal data obtained from the account record.
    Type: Application
    Filed: May 10, 2019
    Publication date: November 12, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Miguel NAVARRO, Levi SUTTER, Sadia ZAIDI, Mohamed ABBAS
  • Publication number: 20200242517
    Abstract: A computer-implemented method for providing location-based appointment operations is disclosed. The method includes receiving input indicating an instruction to perform an action related to appointments. Responsive to the input indicating the instruction to perform the action related to appointments, it may be determined that a computing device is proximate to a physical location where locations are schedulable. Then, responsive to determining that the computing device is proximate to the physical location, information related to scheduling appointments at the physical location is received via a network. The indication based on the received information is presented at the computing device. Input requesting an action in relation to an appointment at the physical location may be received at the computing device. An indication to initiate the requested action may be sent via the network. Related computing devices and computer-readable media are also disclosed.
    Type: Application
    Filed: January 25, 2019
    Publication date: July 30, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Miguel NAVARRO, Levi SUTTER, Aparicio GIDDINS, JR.
  • Publication number: 20200242688
    Abstract: A computer-implemented method allows options related to a product to be accessed by capturing an image of a physical item associated with the product. The method includes receiving, from a computing device, an indication (such as an image) of the physical item and identifying the product based on the indication. A referrer associated with the product associated with the physical item is identified. Then, information related to the product and indications of actions related to the product are sent to the computing device. The actions may include an option to apply for the product. An indication that the option to apply for the product has been selected may be received from the computing device. An application for the product may be processed by communicating with the computing device. A record associated with the referrer may updated to reflect that a referral resulted in the application for the product.
    Type: Application
    Filed: January 25, 2019
    Publication date: July 30, 2020
    Applicant: The Toronto-Dominion Bank
    Inventor: Miguel NAVARRO
  • Patent number: 10706635
    Abstract: A computer-implemented method for presenting placards in augmented reality includes receiving, from a mobile computing device via a network, an indication of an image of at least a portion of a first placard captured in an environment. A placard matching the indication is then identified in a data store storing information related to a plurality of placards. Images of further placards related to the matching placard are retrieved from the data store. Based on configuration data, one of the images of further placards is selected. The selected one of the images of further placards for display in augmented reality is sent to the mobile computing device via the network. Other related methods, systems, and computer-readable media are also disclosed.
    Type: Grant
    Filed: October 4, 2019
    Date of Patent: July 7, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: Levi Sutter, Miguel Navarro
  • Publication number: 20200104831
    Abstract: A computer-implemented method allows initiating activation in augmented reality of an un-activated physical token. The method includes displaying an augmented reality version of an environment including the physical token. Displaying the augmented reality version of the environment includes capturing an image of a portion of the environment including the physical token; presenting a display of augmented reality corresponding to the portion of the environment by compositing the image of the portion of the environment with a graphical, interactive user interface control, the user interface control positioned in a defined position in augmented reality relative to the physical token. The method further includes, responsive to receipt of input corresponding to an interaction with the user interface control, initiating activation of the physical token. Related computer systems and computer-readable media are also disclosed.
    Type: Application
    Filed: September 28, 2018
    Publication date: April 2, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Levi SUTTER, Miguel NAVARRO
  • Publication number: 20200105067
    Abstract: A computer-implemented method for presenting placards in augmented reality includes receiving, from a mobile computing device via a network, an indication of an image of at least a portion of a first placard captured in an environment. A placard matching the indication is then identified in a data store storing information related to a plurality of placards. Images of further placards related to the matching placard are retrieved from the data store. Based on configuration data, one of the images of further placards is selected. The selected one of the images of further placards for display in augmented reality is sent to the mobile computing device via the network. Other related methods, systems, and computer-readable media are also disclosed.
    Type: Application
    Filed: October 4, 2019
    Publication date: April 2, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Levi SUTTER, Miguel NAVARRO
  • Publication number: 20200092537
    Abstract: Reliable detection of input by a virtual-reality or augmented reality system is disclosed. Detection of input by the system may include displaying, via a display device, a stereoscopic rendering of a portion of a three-dimensional virtual environment including targets moving in predictable patterns. The rendering is updated based on movements tracked via a head tracker to show corresponding portions of the three-dimensional virtual environment along a gaze path through it. A first condition is detected if the gaze path corresponds to the movement one of the related targets along its pattern. Input is detected if, following detection of the first condition, it is detected that the gaze path also corresponds to the movement another of the targets along its pattern.
    Type: Application
    Filed: September 14, 2018
    Publication date: March 19, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Levi SUTTER, Miguel NAVARRO
  • Patent number: 10482675
    Abstract: A computer-implemented method for presenting placards in augmented reality includes receiving, from a mobile computing device via a network, an indication of an image of at least a portion of a first placard captured in an environment. A placard matching the indication is then identified in a data store storing information related to a plurality of placards. Images of further placards related to the matching placard are retrieved from the data store. Based on configuration data, one of the images of further placards is selected. The selected one of the images of further placards for display in augmented reality is sent to the mobile computing device via the network. Other related methods, systems, and computer-readable media are also disclosed.
    Type: Grant
    Filed: September 28, 2018
    Date of Patent: November 19, 2019
    Assignee: The Toronto-Dominion Bank
    Inventors: Levi Sutter, Miguel Navarro
  • Patent number: 10428996
    Abstract: Thermal insulating system for high temperature industrial tanks and equipment, comprising thermal insulating material, a covering system and a support system. The covering system has covering sheets fixed only to the support system. Adjacent covering sheets overlap longitudinally giving rise to overlapped sections comprising an upper part from one of the adjacent covering sheets and a lower part from the other adjacent covering sheet. At least a substantially omega-shaped longitudinal assembly clip is placed at each overlapped section, on the interior sides of the covering sheets, which has a first end attached to the upper part, a central portion separated from the covering sheets, and a second end contacting the lower part of the overlapped section and pressing said lower part.
    Type: Grant
    Filed: November 2, 2015
    Date of Patent: October 1, 2019
    Assignee: AISLAMIENTOS SUAVAL, S.A.
    Inventors: Jose Luis Lopez Alvarez, Ramon Aroza Suarez, Luis Miguel Navarro Suay, Jose Guillermo Suarez-Valdes Suarez