Patents by Inventor Mike Lindelsee
Mike Lindelsee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9160734Abstract: Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.Type: GrantFiled: May 27, 2014Date of Patent: October 13, 2015Assignee: Visa International Service AssociationInventors: Ashwin Raj, John Tullis, Mark Carlson, Patrick Faith, Shalini Mayor, Joseph Mirizzi, Lauren White, Olivier Brand, Mike Lindelsee
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Publication number: 20150019316Abstract: A distributed generation of coupons system and method is described. One example develops a campaign having a set of rules at a campaign management system. in addition, a communication channel is established between the campaign management system and a coupon generating subsystem. The campaign having a set of rules is provided from the campaign management system to the coupon generating subsystem via the communication channel. The coupon generating subsystem is authorized to independently generate a coupon based on the set of rules of the campaign without requiring communication between the coupon generating subsystem and the campaign management system.Type: ApplicationFiled: July 9, 2014Publication date: January 15, 2015Inventors: Gavin Shenker, David Wentker, Mike Lindelsee, Gabriel Wachob
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Publication number: 20150018080Abstract: A secure distributed gambling system and method is described. The system includes a plurality of mobile computing devices and a plurality of secure gambling microprocessors. Each of the plurality of secure gambling microprocessors is coupled with a different one of the plurality of mobile computing devices to provide a plurality of secure stand-alone gambling platforms. A gambling management system is communicatively coupled with one or more of the plurality of secure stand-alone gambling platforms to maintain gambling integrity.Type: ApplicationFiled: July 9, 2014Publication date: January 15, 2015Inventors: Gavin Shenker, David Wentker, Mike Lindelsee, Gabriel Wachob
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Patent number: 8924301Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: GrantFiled: November 27, 2012Date of Patent: December 30, 2014Assignee: Visa International Service AssociationInventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Publication number: 20140325606Abstract: Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.Type: ApplicationFiled: May 27, 2014Publication date: October 30, 2014Inventors: Ashwin Raj, John Tullis, Mark Carlson, Patrick Faith, Shalini Mayor, Joseph Mirizzi, Lauren White, Olivier Brand, Mike Lindelsee
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Patent number: 8782391Abstract: Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.Type: GrantFiled: June 8, 2010Date of Patent: July 15, 2014Assignee: Visa International Service AssociationInventors: Ashwin Raj, John Tullis, Mark Carlson, Patrick Faith, Shalini Mayor, Joseph Mirizzi, Lauren White, Olivier Brand, Mike Lindelsee
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Publication number: 20130232079Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: ApplicationFiled: April 10, 2013Publication date: September 5, 2013Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Publication number: 20130212018Abstract: Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.Type: ApplicationFiled: December 18, 2012Publication date: August 15, 2013Inventors: Greg Trifiletti, Olivier Brand, Mike Lindelsee, James Dimmick, Dave Wentker
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Patent number: 8504475Abstract: Embodiments of the invention are direction to systems, apparatuses and methods for enrolling users in a payment service that enables an individual (“a presenter”) to conduct a payment transaction with another party (“an acceptor”) more efficiently in situations where the individual has multiple payment accounts. One embodiment of the invention is directed to a method comprising presenting to a user a plurality of payment accounts associated with the user, receiving from the user a selection of an alias account identifier for each of the payment accounts, and storing in a database data that associates the selected alias account identifiers with the payment accounts.Type: GrantFiled: August 9, 2010Date of Patent: August 6, 2013Assignee: Visa International Service AssociationInventors: Olivier Brand, Gregory Trifiletti, Mike Lindelsee
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Publication number: 20130191282Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: ApplicationFiled: November 27, 2012Publication date: July 25, 2013Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Patent number: 8364593Abstract: Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.Type: GrantFiled: June 29, 2010Date of Patent: January 29, 2013Assignee: Visa International Service AssociationInventors: Greg Trifiletti, Olivier Brand, Mike Lindelsee, James Dimmick, Dave Wentker
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Patent number: 8346666Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: GrantFiled: January 19, 2011Date of Patent: January 1, 2013Assignee: Visa Intellectual Service AssociationInventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Publication number: 20110178925Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: ApplicationFiled: January 19, 2011Publication date: July 21, 2011Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Publication number: 20110178927Abstract: Systems, apparatuses, and methods for receiving a verification message with information that includes a first portion but not a second portion of an account identifier associated with an account of a consumer. Upon receiving the verification message, searching for the account using the information of the verification message.Type: ApplicationFiled: January 19, 2011Publication date: July 21, 2011Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Publication number: 20110178926Abstract: A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending entity selects a nickname and an associated authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.Type: ApplicationFiled: January 19, 2011Publication date: July 21, 2011Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
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Publication number: 20110035319Abstract: Embodiments of the invention are direction to systems, apparatuses and methods for enrolling users in a payment service that enables an individual (“a presenter”) to conduct a payment transaction with another party (“an acceptor”) more efficiently in situations where the individual has multiple payment accounts. One embodiment of the invention is directed to a method comprising presenting to a user a plurality of payment accounts associated with the user, receiving from the user a selection of an alias account identifier for each of the payment accounts, and storing in a database data that associates the selected alias account identifiers with the payment accounts.Type: ApplicationFiled: August 9, 2010Publication date: February 10, 2011Inventors: Olivier Brand, Gregory Trifiletti, Mike Lindelsee
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Publication number: 20110016051Abstract: Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.Type: ApplicationFiled: June 29, 2010Publication date: January 20, 2011Inventors: Greg Trifiletti, Olivier Brand, Mike Lindelsee, James Dimmick, Dave Wentker
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Publication number: 20110010234Abstract: Systems and methods for redeeming coupons are provided. The method includes receiving a coupon at a mobile payment device, determining whether a mobile payment application is active. If the mobile payment application is not active, the mobile payment device may automatically initiate the mobile payment application and conduct the transaction using the received coupon. The method further includes enrolling the mobile payment device in a coupon redemption program prior to using the coupon. The method also includes tracking a consumer's transaction information and sending one or more coupons based on the transaction information. The mobile payment device used for conducting the transaction includes a contactless element that can use the near field communications technology to conduct payment transactions.Type: ApplicationFiled: June 16, 2010Publication date: January 13, 2011Inventors: Mike Lindelsee, Erick Wong, David Wentker, Olivier Brand, Joseph J. Mirizzi, Derek Alan Vroom
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Publication number: 20100318783Abstract: Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.Type: ApplicationFiled: June 8, 2010Publication date: December 16, 2010Inventors: Ashwin Raj, John Tullis, Mark Carlson, Patrick Faith, Shalini Mayor, Joseph Mirizzi, Lauren White, Olivier Brand, Mike Lindelsee
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Publication number: 20100198728Abstract: Systems, apparatus, and methods for managing a payment application installed on a mobile device, such as a mobile phone are provided. An Issuer of a payment device can remotely control the payment application by instructing a wireless network carrier or operator to transmit a message to the mobile phone, where the message contains an instruction to perform an operation related to the payment application. The Issuer can remotely reset a counter or a password associated with the payment application, lock or unlock a payment application, and set the access control data to a predetermined value, to prevent unauthorized use of the payment application in the situation in which the mobile phone is lost or stolen, or the Issuer desires to limit access to the payment application for other reasons, such as limiting its exposure to unauthorized uses of the payment device.Type: ApplicationFiled: September 21, 2009Publication date: August 5, 2010Inventors: Christian Aabye, Olivier Brand, Mike Lindelsee, Joseph J. Mirizzi, Hao Ngo, Lauren White, David William Wilson