Patents by Inventor Mike Michelsen
Mike Michelsen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8955741Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: May 18, 2009Date of Patent: February 17, 2015Assignee: The Western Union CompanyInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
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Patent number: 8620799Abstract: The present invention provides systems and methods for tracking obligations incurred between individuals. The method may include receiving a request from a first party, where the request includes an expense incurred by the first party for the benefit of a second party. The method may also include providing a notice of the request to the second party and receiving an acceptance from the second party to assume an obligation associated with the expense. The method may further include associating the obligation with the second party and associating a benefit with the first party. The obligation and/or benefit may be substantially equal in value to the expense. The method may additionally include interfacing with a social network service to provide the social network service with information about the obligation and/or the benefit.Type: GrantFiled: January 18, 2011Date of Patent: December 31, 2013Assignee: The Western Union CompanyInventors: Michele Demark, Mike Michelsen, Diane Scott, Chris Cochran
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Publication number: 20120185383Abstract: The present invention provides systems and methods for tracking obligations incurred between individuals. The method may include receiving a request from a first party, where the request includes an expense incurred by the first party for the benefit of a second party. The method may also include providing a notice of the request to the second party and receiving an acceptance from the second party to assume an obligation associated with the expense. The method may further include associating the obligation with the second party and associating a benefit with the first party. The obligation and/or benefit may be substantially equal in value to the expense. The method may additionally include interfacing with a social network service to provide the social network service with information about the obligation and/or the benefit.Type: ApplicationFiled: January 18, 2011Publication date: July 19, 2012Applicant: The Western Union CompanyInventors: Michele Demark, Mike Michelsen, Diane Scott, Chris Cochran
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Publication number: 20090283585Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: ApplicationFiled: May 18, 2009Publication date: November 19, 2009Applicant: The Western Union CompanyInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
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Publication number: 20090265272Abstract: Methods, systems, and machine-readable media are disclosed for financial transfers utilizing a unique identifier to facilitate flexible payment options for the transaction. According to one embodiment, a pull transaction model can be implemented. According to such embodiments, a money transfer can be initiated in a conventional manner via an agent of a money transfer facilitator. The sender of the transfer can provide an identifier for the transaction to the recipient. The recipient can in turn use the identifier, in combination with functionality of a mobile wallet application of a mobile device to request or “pull” the money transfer to an account associated with the mobile wallet application. In this way, the recipient can receive the transfer to the mobile wallet account even if the sender does not know that such a delivery is available.Type: ApplicationFiled: June 3, 2009Publication date: October 22, 2009Applicant: The Western Union CompanyInventors: Matt Dill, Rebecca Mann, Paul Blair, Jacques Gilbert, Mike Michelsen, Michael Hafer
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Patent number: 7578434Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: March 28, 2005Date of Patent: August 25, 2009Assignee: The Western Union CompanyInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
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Patent number: 7549575Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: June 5, 2007Date of Patent: June 23, 2009Assignee: The Western Union CompanyInventors: Kurt L. Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
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Publication number: 20080035723Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: ApplicationFiled: June 5, 2007Publication date: February 14, 2008Applicants: The Western Union Company, First Data CorporationInventors: Kurt Hansen, Dean Seifert, Mark Thompson, Mike Michelsen
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Patent number: 7229011Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: August 25, 2006Date of Patent: June 12, 2007Assignees: The Western Union Company, First Data CorporationInventors: Kurt L. Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
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Publication number: 20070007332Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: ApplicationFiled: August 25, 2006Publication date: January 11, 2007Applicant: First Data CorporationInventors: Kurt Hansen, Dean Seifert, Mark Thompson, Mike Michelsen
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Patent number: 7104440Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: July 26, 2002Date of Patent: September 12, 2006Assignee: First Data CorporationInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
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Publication number: 20050167481Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: ApplicationFiled: March 28, 2005Publication date: August 4, 2005Applicant: First Data CorporationInventors: Kurt Hansen, Dean Seifert, Mark Thompson, Mike Michelsen
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Publication number: 20030024979Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: ApplicationFiled: July 26, 2002Publication date: February 6, 2003Applicant: First Data CorporationInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen