Patents by Inventor Mike R. Ryan
Mike R. Ryan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10026271Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: GrantFiled: January 17, 2017Date of Patent: July 17, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
-
Publication number: 20170193759Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: ApplicationFiled: January 17, 2017Publication date: July 6, 2017Inventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, JR., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
-
Patent number: 9214046Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.Type: GrantFiled: July 1, 2014Date of Patent: December 15, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Jeffery M. Enright, John E. Derimiggio, H. Thomas Graef, Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley
-
Patent number: 9129466Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: GrantFiled: January 6, 2015Date of Patent: September 8, 2015Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
-
Patent number: 9129467Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: November 24, 2014Date of Patent: September 8, 2015Assignee: Diebold Self-Service SystemsInventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
-
Publication number: 20150115027Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: ApplicationFiled: January 6, 2015Publication date: April 30, 2015Inventors: Keith CARPENTER, Martin J. BROWN, Jonathan SOUDRY, James MEEK, Todd GALLOWAY, Robert W. BARNETT, Mike R. RYAN, David A. PETERS, Rafael FEIJO
-
Publication number: 20150076222Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to author ed user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: November 24, 2014Publication date: March 19, 2015Inventors: Songtao MA, Eric TOEPKE, Mike R. Ryan, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
-
Patent number: 8925803Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: GrantFiled: March 6, 2014Date of Patent: January 6, 2015Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
-
Publication number: 20140346007Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.Type: ApplicationFiled: July 1, 2014Publication date: November 27, 2014Inventors: Jeffery M. ENRIGHT, John E. DERIMIGGIO, H. Thomas GRAEF, Kenneth TUROCY, Mike R. RYAN, William D. BESKITT, Damon J. BLACKFORD, Jeffrey M. EASTMAN, Steven SHEPLEY
-
Patent number: 8893962Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: February 25, 2014Date of Patent: November 25, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
-
Publication number: 20140339758Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: ApplicationFiled: August 5, 2014Publication date: November 20, 2014Inventors: Jeffrey M. EASTMAN, Brian JONES, Michael S. JOHNSON, Shawn GRIGGY, Jeff A. BRANNAN, Michael J. HARTY, Robert W. BARNETT, Eric S. VANKEULEN, Mike R. RYAN, William D. BESKITT, Kenneth TUROCY
-
Publication number: 20140254911Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: ApplicationFiled: March 6, 2014Publication date: September 11, 2014Inventors: Keith CARPENTER, Martin J. BROWN, Jonathan SOUDRY, James MEEK, Todd GALLOWAY, Robert W. BARNETT, Mike R. RYAN, David A. PETERS, Rafael FEIJO
-
Patent number: 8794512Abstract: An automated banking machine can cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read from user cards, card data that corresponds to financial accounts. The machine can operate responsive to the read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can provide users a transaction receipt. The machine includes a cash dispenser that can dispense cash to machine users. Value of dispensed cash can be assessed to an account which corresponds to the read card data. The machine also includes an accepting device that can receive currency bills and/or checks from users. An account that corresponds to the read card data can be credited for the value of received bills and/or checks.Type: GrantFiled: August 24, 2012Date of Patent: August 5, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
-
Patent number: 8763897Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.Type: GrantFiled: October 16, 2012Date of Patent: July 1, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jeffery M. Enright, John E. Dermiggio, H. Thomas Graef, Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley
-
Publication number: 20140166746Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: February 25, 2014Publication date: June 19, 2014Inventors: Songtao MA, Eric TOEPKE, Mike R. RYAN, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
-
Patent number: 8695873Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: GrantFiled: October 24, 2011Date of Patent: April 15, 2014Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
-
Patent number: 8657188Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: August 4, 2012Date of Patent: February 25, 2014Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
-
Patent number: 8616442Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: GrantFiled: October 24, 2011Date of Patent: December 31, 2013Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
-
Patent number: 8608055Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Value may be credited to a user account corresponding to card data or cash may be dispensed to the user from the banking machine responsive to one or more deposited checks.Type: GrantFiled: October 24, 2011Date of Patent: December 17, 2013Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters
-
Patent number: 8579191Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: GrantFiled: December 13, 2011Date of Patent: November 12, 2013Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan