Patents by Inventor Mike R. Ryan

Mike R. Ryan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10026271
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: January 17, 2017
    Date of Patent: July 17, 2018
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
  • Publication number: 20170193759
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: January 17, 2017
    Publication date: July 6, 2017
    Inventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, JR., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
  • Patent number: 9214046
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.
    Type: Grant
    Filed: July 1, 2014
    Date of Patent: December 15, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Jeffery M. Enright, John E. Derimiggio, H. Thomas Graef, Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley
  • Patent number: 9129466
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: January 6, 2015
    Date of Patent: September 8, 2015
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
  • Patent number: 9129467
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: November 24, 2014
    Date of Patent: September 8, 2015
    Assignee: Diebold Self-Service Systems
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Publication number: 20150115027
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Application
    Filed: January 6, 2015
    Publication date: April 30, 2015
    Inventors: Keith CARPENTER, Martin J. BROWN, Jonathan SOUDRY, James MEEK, Todd GALLOWAY, Robert W. BARNETT, Mike R. RYAN, David A. PETERS, Rafael FEIJO
  • Publication number: 20150076222
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to author ed user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: November 24, 2014
    Publication date: March 19, 2015
    Inventors: Songtao MA, Eric TOEPKE, Mike R. Ryan, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
  • Patent number: 8925803
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: March 6, 2014
    Date of Patent: January 6, 2015
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
  • Publication number: 20140346007
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.
    Type: Application
    Filed: July 1, 2014
    Publication date: November 27, 2014
    Inventors: Jeffery M. ENRIGHT, John E. DERIMIGGIO, H. Thomas GRAEF, Kenneth TUROCY, Mike R. RYAN, William D. BESKITT, Damon J. BLACKFORD, Jeffrey M. EASTMAN, Steven SHEPLEY
  • Patent number: 8893962
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: February 25, 2014
    Date of Patent: November 25, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Publication number: 20140339758
    Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
    Type: Application
    Filed: August 5, 2014
    Publication date: November 20, 2014
    Inventors: Jeffrey M. EASTMAN, Brian JONES, Michael S. JOHNSON, Shawn GRIGGY, Jeff A. BRANNAN, Michael J. HARTY, Robert W. BARNETT, Eric S. VANKEULEN, Mike R. RYAN, William D. BESKITT, Kenneth TUROCY
  • Publication number: 20140254911
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Application
    Filed: March 6, 2014
    Publication date: September 11, 2014
    Inventors: Keith CARPENTER, Martin J. BROWN, Jonathan SOUDRY, James MEEK, Todd GALLOWAY, Robert W. BARNETT, Mike R. RYAN, David A. PETERS, Rafael FEIJO
  • Patent number: 8794512
    Abstract: An automated banking machine can cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read from user cards, card data that corresponds to financial accounts. The machine can operate responsive to the read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can provide users a transaction receipt. The machine includes a cash dispenser that can dispense cash to machine users. Value of dispensed cash can be assessed to an account which corresponds to the read card data. The machine also includes an accepting device that can receive currency bills and/or checks from users. An account that corresponds to the read card data can be credited for the value of received bills and/or checks.
    Type: Grant
    Filed: August 24, 2012
    Date of Patent: August 5, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
  • Patent number: 8763897
    Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.
    Type: Grant
    Filed: October 16, 2012
    Date of Patent: July 1, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jeffery M. Enright, John E. Dermiggio, H. Thomas Graef, Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley
  • Publication number: 20140166746
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: February 25, 2014
    Publication date: June 19, 2014
    Inventors: Songtao MA, Eric TOEPKE, Mike R. RYAN, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
  • Patent number: 8695873
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: April 15, 2014
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
  • Patent number: 8657188
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: August 4, 2012
    Date of Patent: February 25, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8616442
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: December 31, 2013
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
  • Patent number: 8608055
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Value may be credited to a user account corresponding to card data or cash may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: December 17, 2013
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters
  • Patent number: 8579191
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: November 12, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan