Patents by Inventor Mikhail Veltishchev

Mikhail Veltishchev has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and computer-implemented method for depersonalizing data being switched between jurisdictions in a payments systems
    Patent number: 11875347
    Abstract: A system and computer-implemented method for depersonalizing financial transaction data being switched by a switching service (e.g., an interchange network) between an acquirer and an issuer located in different countries. The acquirer's host sends a personalized transaction to a depersonalization service via an independent communications channel. The service depersonalizes the transaction and sends it back to the acquirer's host, and also sends a reverse depersonalization dictionary to the issuer's host. The acquirer's host sends the depersonalized transaction to the acquirer's interface, which sends it via the switching service to the issuer's interface, which sends it to the issuer's host. The issuer's host uses the dictionary to repersonalize the transaction, processes the repersonalized transaction, and sends a response code to the acquirer's host.
    Type: Grant
    Filed: July 1, 2022
    Date of Patent: January 16, 2024
    Assignee: Mastercard International Incorporated
    Inventor: Mikhail Veltishchev
  • SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR DEPERSONALIZING DATA BEING SWITCHED BETWEEN JURISDICTIONS IN A PAYMENTS SYSTEMS
    Publication number: 20220335425
    Abstract: A system and computer-implemented method for depersonalizing financial transaction data being switched by a switching service (e.g., an interchange network) between an acquirer and an issuer located in different countries. The acquirer's host sends a personalized transaction to a depersonalization service via an independent communications channel. The service depersonalizes the transaction and sends it back to the acquirer's host, and also sends a reverse depersonalization dictionary to the issuer's host. The acquirer's host sends the depersonalized transaction to the acquirer's interface, which sends it via the switching service to the issuer's interface, which sends it to the issuer's host. The issuer's host uses the dictionary to repersonalize the transaction, processes the repersonalized transaction, and sends a response code to the acquirer's host.
    Type: Application
    Filed: July 1, 2022
    Publication date: October 20, 2022
    Applicant: Mastercard International Incorporated
    Inventor: Mikhail Veltishchev
  • SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR DEPERSONALIZING DATA BEING SWITCHED BETWEEN JURISDICTIONS IN A PAYMENTS SYSTEMS
    Publication number: 20190385163
    Abstract: A system and computer-implemented method for depersonalizing financial transaction data being switched by a switching service (e.g., an interchange network) between an acquirer and an issuer located in different countries. The acquirer's host sends a personalized transaction to a depersonalization service via an independent communications channel. The service depersonalizes the transaction and sends it back to the acquirer's host, and also sends a reverse depersonalization dictionary to the issuer's host. The acquirer's host sends the depersonalized transaction to the acquirer's interface, which sends it via the switching service to the issuer's interface, which sends it to the issuer's host. The issuer's host uses the dictionary to repersonalize the transaction, processes the repersonalized transaction, and sends a response code to the acquirer's host.
    Type: Application
    Filed: January 9, 2019
    Publication date: December 19, 2019
    Applicant: Mastercard International Incorporated
    Inventor: Mikhail Veltishchev