Abstract: A system, method, computer program and product to allow a card processor to use a single card with a card account number for payment from different account fund buckets. The first account fund bucket is an unrestricted general account fund bucket with funds available to make purchases of goods and services. The second account fund bucket is a restricted account fund bucket that can be used for the purchase of third party administrator approved goods and services. The card processor determines if a transaction is for third party administrator approved goods and services. If the requested transaction is for approved goods and services, the card processor deducts the costs of the approved goods and services first from the second restricted account fund bucket, and then from the first unrestricted account fund bucket. If sufficient funds are not available in the multiple account buckets, the card processor denies the requested transaction.

Abstract: A session-oriented local area network (LAN) application and an ISO 8802-2 protocol driver code will cooperate in a new form of connectionless, session-oriented communication called Sideband. At each session start-up time, the LAN Application will communicate with the enhanced ISO 8802-2 based protocol driver on the local system and the LAN Application and the 8802-2 based protocol driver on the remote system to determine if they all support the Sideband. If Sideband is fully supported by both systems, Sideband will be activated for the session. To communicate on a session which has Sideband active, the LAN Application requests that data is to be sent using the Sideband. A check is performed to see if the data meets Sideband criteria. As Sideband is a connectionless medium, the additional code path needed to set up and track timers and to handle the resend attempts are saved in the protocol.