Abstract: A Printed Circuit Board (PCB) or substrate has a bump pad layer and a separate trace metal layer. The bump pad layer substantially covers or overlays the trace metal layer. A first surface of a bump pad in the bump pad layer is electrically coupled to a trace in the trace metal layer. A second surface of the bump pad in the bump pad layer extends above a surface of the bump pad layer. When a component is mounted on the substrate during a component mounting process, a pillar or other electrical connection mechanism of the component is electrically coupled to the bump pad without the risk of solder non-wetting and/or the formation of solder bridges between traces and bump pads on the substrate.