Patents by Inventor Minhui Zhu

Minhui Zhu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and System for Determining a Supplemental Credit Metric
    Publication number: 20200167863
    Abstract: A method of determining a supplemental credit metric based on transaction data of a user including: receiving user transaction data including transaction parameters; determining a supplemental credit metric of the user based on the transaction parameters; receiving a request message; determining information identifying the user based on the request message; determining information corresponding to the supplemental credit metric of the user; and communicating the information corresponding to the supplemental credit metric of the user to a computing device. A system of determining a supplemental credit metric based on transaction data of a user is also disclosed.
    Type: Application
    Filed: July 7, 2017
    Publication date: May 28, 2020
    Inventors: Sachin Cherian Mathew, Minhui Zhu, Kathrina Rose Denila Ondap, Shi Kai Khiew, Alexis Kristoffer Soriao Antiola, Robin Kedia, Melanie Dow