Patents by Inventor Mira Srinivasan

Mira Srinivasan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10902427
    Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A transaction network host may comprise various modules and engines as discussed herein wherein the probability that a transaction is a business or personal transaction may be evaluated for establishing proper usage of differentiated transaction instruments according to their proper purposes. For instance, a probable personal transaction may be identified as being associated with a business-oriented transaction card, whereby the transaction network may tailor the handling of the transaction, such as by denying it, whereby the transaction network may actively deter misuse of transaction products whereby the transaction network more properly functions according to approved parameters.
    Type: Grant
    Filed: November 30, 2015
    Date of Patent: January 26, 2021
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Vernon Marshall, Sangarsh Nigam, Ashish Sharma, Bhupinder Singh, Mira Srinivasan
  • Publication number: 20190034943
    Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A spend engagement and relevance diagnostics host may comprise various modules and engines wherein a merchant and/or customer transaction record may be evaluated for establishing proper usage of differentiated transaction instruments according to their proper purposes, proper acceptance by merchants of differentiated transaction instruments, and delivery of value-added data such as electronically indicated offers.
    Type: Application
    Filed: October 4, 2018
    Publication date: January 31, 2019
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Ashish Kapatia Sharma, Sangarsh Nigam, Arnab Bose, Mira Srinivasan, Faisal Ahmad
  • Publication number: 20170154336
    Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A transaction network host may comprise various modules and engines as discussed herein wherein the probability that a transaction is a business or personal transaction may be evaluated for establishing proper usage of differentiated transaction instruments according to their proper purposes. For instance, a probable personal transaction may be identified as being associated with a business-oriented transaction card, whereby the transaction network may tailor the handling of the transaction, such as by denying it, whereby the transaction network may actively deter misuse of transaction products whereby the transaction network more properly functions according to approved parameters.
    Type: Application
    Filed: November 30, 2015
    Publication date: June 1, 2017
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Vernon Marshall, Sangarsh Nigam, Ashish Sharma, Bhupinder Singh, Mira Srinivasan
  • Publication number: 20170148034
    Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A spend engagement and relevance diagnostics host may comprise various modules and engines wherein a merchant and/or customer transaction record may be evaluated for establishing proper usage of differentiated transaction instruments according to their proper purposes, proper acceptance by merchants of differentiated transaction instruments, and delivery of value-added data such as electronically indicated offers.
    Type: Application
    Filed: November 23, 2015
    Publication date: May 25, 2017
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Ashish Kapatia Sharma, Sangarsh Nigam, Arnab Bose, Mira Srinivasan, Faisal Ahmad