Abstract: A system that facilitates providing of commercial offers is described. During operation, this system receives financial information associated with a user of financial software. Then, the system presents an icon corresponding to the commercial offer to the user. This commercial offer is targeted to the user based on a financial history of the user, which includes multiple transactions with multiple commercial establishments. Moreover, the icon exhibits animated behavior which can vary over time, and the user can pursue the commercial offer by interacting with the icon.

Abstract: A system and method for providing relevant coupons at the point of sale includes a process for providing relevant coupons at the point of sale whereby a coupon database is provided with at least a portion of the coupon database, and the coupon data in that portion, being associated with a given user. Electronic data representing one or more coupons, and/or other marketing devices, associated with, and/or offered to, the given user is then provided to the coupon database and stored in the portion of the database associated with the user. A computing system implemented point-of-sale system is then given access to the coupon database and/or the portion of the database associated with the user at the time of a transaction being made through the computing system implemented point-of-sale system.

Abstract: A method and system for providing relevant coupons includes a process for providing relevant coupons whereby a consumer's financial transaction data is obtained from one or more sources using a computing system implemented financial management system. The consumer is provided one or more financial transaction based coupons based, at least in part, on the consumer's financial transaction data. The financial transaction based coupons are then stored in a financial transaction based coupon database in an account and/or location associated with the consumer. When the consumer is viewing a given website, data about the website being viewed is then used to search the financial transaction based coupon database to attempt to find one or more financial transaction based coupons relevant to the website the consumer is currently viewing.