Patents by Inventor Misty Ritchie

Misty Ritchie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Identification and management of frequently asked questions
    Patent number: 10956822
    Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of managing regulatory questions. The systems and methods receive a question having words and phrases. The systems and methods identify keywords in the question using a knowledgebase. The systems and methods determine closely related questions based on the identification, the closely related questions having answers associated with each question of the closely related questions. The systems and methods perform machine learning on the answers of the determined closely related questions.
    Type: Grant
    Filed: July 6, 2017
    Date of Patent: March 23, 2021
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Daniel Kern, Misty Ritchie, Qiyi Lu
  • Method and system for anti-money laundering surveillance
    Patent number: 8544727
    Abstract: A method for anti-money laundering surveillance may include analyzing transaction data based on a group that may include at least one of peer comparison, expected level of activity and debit/credit flow through. The method may also include generating an alert in response to one or more predetermined results from the analyzing.
    Type: Grant
    Filed: October 30, 2006
    Date of Patent: October 1, 2013
    Assignee: Bank of America Corporation
    Inventors: Matthew R. Quinn, Agus Sudjianto, Peter C. Richards, Misty Ritchie