Abstract: Embodiments of the invention are directed to systems, methods and computer program products for use in financial forecast systems, where historical financial data is analyzed for purposes of providing projected financial statements. An exemplary apparatus is configured to receive financial data, from a predetermined period of time in the past that is associated with a business entity requesting to receive projected financial statements, analyze the financial data from the predetermined period of time in the past, and determine based on the analysis a financial forecast for the entity for a predetermined period of time in the future, and provide one or more projected financial statements for the predetermined time period in the future based at least partially on the financial forecast of the entity.