Patents by Inventor Mitchell H. Ruebush
Mitchell H. Ruebush has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240394791Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: May 24, 2024Publication date: November 28, 2024Applicant: Capital One Services, LLCInventors: Mitchell H. RUEBUSH, Stephen PAYNE
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Patent number: 12026772Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: June 9, 2022Date of Patent: July 2, 2024Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20220414794Abstract: Example embodiments disclose systems and methods for providing a property profile for a property. The disclosed systems and methods enable receiving, via a network at a social home buying system, identifying data from a mobile device, receiving location data, via a network at a social home buying system, from the mobile device, retrieving property data from a property information database that stores information about the property based on the at least one of the identifying data and location data, creating a property profile based on the property data, identifying data, and location data, storing the property profile in a property profile database, and providing the property profile via a network to a social networking site.Type: ApplicationFiled: September 6, 2022Publication date: December 29, 2022Inventors: Mitchell H. Ruebush, Chirine Boukarroum, Bryan Chadwick Hobgood
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Patent number: 11468523Abstract: Example embodiments disclose systems and methods for providing a property profile for a property. The disclosed systems and methods enable receiving, via a network at a social home buying system, identifying data from a mobile device, receiving location data, via a network at a social home buying system, from the mobile device, retrieving property data from a property information database that stores information about the property based on the at least one of the identifying data and location data, creating a property profile based on the property data, identifying data, and location data, storing the property profile in a property profile database, and providing the property profile via a network to a social networking site.Type: GrantFiled: August 16, 2019Date of Patent: October 11, 2022Assignee: CAPITAL ONE SERVICES, LLCInventors: Mitchell H. Ruebush, Chirine Boukarroum, Bryan Chadwick Hobgood
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Publication number: 20220301051Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: June 9, 2022Publication date: September 22, 2022Applicant: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 11403703Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: October 21, 2020Date of Patent: August 2, 2022Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 10991039Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: February 19, 2019Date of Patent: April 27, 2021Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20210035210Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: October 21, 2020Publication date: February 4, 2021Applicant: Capital One Services, LLCInventors: Mitchell H. RUEBUSH, Stephen Payne
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Patent number: 10839455Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: February 19, 2019Date of Patent: November 17, 2020Assignee: Capital One Services, LLCInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20190370910Abstract: Example embodiments disclose systems and methods for providing a property profile for a property. The disclosed systems and methods enable receiving, via a network at a social home buying system, identifying data from a mobile device, receiving location data, via a network at a social home buying system, from the mobile device, retrieving property data from a property information database that stores information about the property based on the at least one of the identifying data and location data, creating a property profile based on the property data, identifying data, and location data, storing the property profile in a property profile database, and providing the property profile via a network to a social networking site.Type: ApplicationFiled: August 16, 2019Publication date: December 5, 2019Inventors: Mitchell H. Ruebush, Chirine Boukarroum, Bryan Chadwick Hobgood
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Patent number: 10438301Abstract: Example embodiments disclose systems and methods for providing a property profile for a property. The disclosed systems and methods enable receiving, via a network at a social home buying system, identifying data from a mobile device, receiving location data, via a network at a social home buying system, from the mobile device, retrieving property data from a property information database that stores information about the property based on the at least one of the identifying data and location data, creating a property profile based on the property data, identifying data, and location data, storing the property profile in a property profile database, and providing the property profile via a network to a social networking site.Type: GrantFiled: March 14, 2014Date of Patent: October 8, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Mitchell H. Ruebush, Chirine Boukarroum, Bryan Chad Hobgood
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Publication number: 20190180366Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: February 19, 2019Publication date: June 13, 2019Inventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20190180365Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document, Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: February 19, 2019Publication date: June 13, 2019Inventors: Mitchell H. Ruebush, Stephen Payne
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Patent number: 10269063Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: December 31, 2013Date of Patent: April 23, 2019Assignee: Capital One Financial CorporationInventors: Mitchell H Ruebush, Stephen Payne
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Patent number: 10262363Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: GrantFiled: November 13, 2017Date of Patent: April 16, 2019Assignee: Capital One Financial CorporationInventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20180068385Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: November 13, 2017Publication date: March 8, 2018Inventors: Mitchell H. Ruebush, Stephen Payne
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Publication number: 20140279592Abstract: Example embodiments disclose systems and methods for providing a property profile for a property. The disclosed systems and methods enable receiving, via a network at a social home buying system, identifying data from a mobile device, receiving location data, via a network at a social home buying system, from the mobile device, retrieving property data from a property information database that stores information about the property based on the at least one of the identifying data and location data, creating a property profile based on the property data, identifying data, and location data, storing the property profile in a property profile database, and providing the property profile via a network to a social networking site.Type: ApplicationFiled: March 14, 2014Publication date: September 18, 2014Applicant: Capital One Financial CorporationInventors: Mitchell H. RUEBUSH, Chirine BOUKARROUM, Bryan Chad HOBGOOD
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Publication number: 20140201062Abstract: The disclosed embodiments provide systems and methods for managing a loan application. In one embodiment, a method is disclosed that may include identifying one or more unfulfilled conditions associated with a loan application of a customer and sending, to a customer device, a request for a loan application document based on the identified one or more unfulfilled conditions. The method may also include receiving, from the customer device, a responsive loan application document. The method may also include identifying a document type for the responsive loan application document and confirming that the responsive loan application document is a valid document. Finally, the method may also include sending loan application status information to the customer device based on the confirmation.Type: ApplicationFiled: December 31, 2013Publication date: July 17, 2014Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Mitchell H. Ruebush, Stephen Payne