Patents by Inventor Mohit Murli AHUJA

Mohit Murli AHUJA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PAYMENT CARD WITH SECURE ELEMENT AND REPLENISHABLE TOKENS
    Publication number: 20240086898
    Abstract: An electronic payment device and methods of its operation are disclosed. The payment device has a secure element for storing payment tokens, each associated with a payment card; an input interface that enables a user to select from among the payment cards; a display interface; and a processor. In response to a user selection of one of the payment cards by way of the input interface, a descriptor of the selected payment card is displayed by way of the display interface; and an unconsumed one of the payment tokens associated with the selected payment card is activated to prepare the payment card device for effecting payment using the selected payment card, thereby consuming the payment token. The payment device also includes a wireless communication interface for receiving additional payment tokens, thereby replenishing the payment tokens.
    Type: Application
    Filed: November 16, 2023
    Publication date: March 14, 2024
    Inventors: Edison U. ORTIZ, Mohit Murli AHUJA
  • Payment card with secure element and replenishable tokens
    Patent number: 11847635
    Abstract: An electronic payment device and methods of its operation are disclosed. The payment device has a secure element for storing payment tokens, each associated with a payment card; an input interface that enables a user to select from among the payment cards; a display interface; and a processor. In response to a user selection of one of the payment cards by way of the input interface, a descriptor of the selected payment card is displayed by way of the display interface; and an unconsumed one of the payment tokens associated with the selected payment card is activated to prepare the payment card device for effecting payment using the selected payment card, thereby consuming the payment token. The payment device also includes a wireless communication interface for receiving additional payment tokens, thereby replenishing the payment tokens.
    Type: Grant
    Filed: July 24, 2019
    Date of Patent: December 19, 2023
    Assignee: ROYAL BANK OF CANADA
    Inventors: Edison U. Ortiz, Mohit Murli Ahuja
  • PAYMENT CARD WITH SECURE ELEMENT AND REPLENISHABLE TOKENS
    Publication number: 20200034830
    Abstract: An electronic payment device and methods of its operation are disclosed. The payment device has a secure element for storing payment tokens, each associated with a payment card; an input interface that enables a user to select from among the payment cards; a display interface; and a processor. In response to a user selection of one of the payment cards by way of the input interface, a descriptor of the selected payment card is displayed by way of the display interface; and an unconsumed one of the payment tokens associated with the selected payment card is activated to prepare the payment card device for effecting payment using the selected payment card, thereby consuming the payment token. The payment device also includes a wireless communication interface for receiving additional payment tokens, thereby replenishing the payment tokens.
    Type: Application
    Filed: July 24, 2019
    Publication date: January 30, 2020
    Inventors: Edison U. ORTIZ, Mohit Murli AHUJA