Patents by Inventor Molly Johnson

Molly Johnson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210027251
    Abstract: The present disclosure provides computer systems and methods for searching for multi-dimensional career content over a network. The method comprises: collecting content related to educational attributes about a plurality of job candidates from one or more resources over the network; processing the content to identify a plurality of tags in the content and generating a contextual relationship among the plurality of tags; organizing the content in a memory location based on the plurality of tags and the contextual relationship that permits searching of the content along multiple dimensions; and providing, on a graphical user interface, a first panel comprising a plurality of filtering options corresponding to the multiple dimensions and a second panel displaying indicators for at least a subset of the plurality of job candidates, wherein the indicators are generated based on the contextual relationship and the plurality of tags.
    Type: Application
    Filed: June 25, 2020
    Publication date: January 28, 2021
    Inventors: Pooja Sankar, Brandon Fennell, Molly Johnson, Sunthar Premakumar, Craig Cockerill, Renars Gailis, Zach Wyzgoski, Sagar Gokhale
  • Patent number: 10902306
    Abstract: A transaction card may power on the transaction card using electric current induced from an interaction of the transaction card with an electromagnetic field. The transaction card may establish a communication with a device. The communication may indicate that the transaction card has powered. The transaction card may receive, from the device, a set of instructions to configure a set of applets on the transaction card after notifying the device that the transaction card has powered on. The set of applets to be configured may be related to completing one or more different transactions. The set of applets to be configured may be different than another set of applets already configured on the transaction card. The transaction card may configure the set of applets on the transaction card according to the set of instructions after receiving the set of instructions.
    Type: Grant
    Filed: December 30, 2019
    Date of Patent: January 26, 2021
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, James Zarakas, Molly Johnson, Tyler Locke
  • Patent number: 10878302
    Abstract: A transaction card with an electronic feedback component is provided. The transaction card may comprise at least one processing device and a substrate component comprising a first substrate surface and a cavity formed in the substrate component. The transaction card my further comprise an electronic feedback component disposed at least partially within the cavity, the electronic feedback component being configured to receive an operation signal from the at least one processing device, the operation signal representing information associated with the transaction card based on an encoding scheme. The transaction card may further comprise a tactile element disposed at least partially within the cavity, the tactile element being actuated to move bidirectionally along an axis parallel to the first substrate surface by the electronic feedback component based on the operation signal to convey the information to a user.
    Type: Grant
    Filed: January 9, 2020
    Date of Patent: December 29, 2020
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, James Zarakas, Molly Johnson
  • Patent number: 10825017
    Abstract: A multi-function transaction card may include a card body having dimensions that are in accordance with a standard for transaction cards, an output device on the card body, and a secure element within the card body. The multi-function transaction card may pair, via a wireless connection, the multi-function transaction card with a terminal. The multi-function transaction card may receive, from the terminal, information associated with a transaction. The multi-function transaction card may generate, based on the information associated with the transaction, and using a cryptographic key, an authorization request cryptogram (ARQC), wherein the cryptographic key is stored in the secure element. The multi-function transaction card may generate, based on the ARQC, a machine-readable code. The multi-function transaction card may display, using the output device, the machine-readable code.
    Type: Grant
    Filed: April 20, 2020
    Date of Patent: November 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Molly Johnson, James Zarakas, Adam Vukich
  • Publication number: 20200294054
    Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.
    Type: Application
    Filed: May 29, 2020
    Publication date: September 17, 2020
    Inventors: Colin HART, Joshua EDWARDS, Francisco PEREZLEON, Molly JOHNSON, Kaitlin NEWMAN, Angelina WU, Jason JI
  • Publication number: 20200265433
    Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.
    Type: Application
    Filed: October 7, 2019
    Publication date: August 20, 2020
    Inventors: Francisco PEREZLEON, Molly JOHNSON, Colin HART, Kaitlin NEWMAN, Angelina WU, Jason JI, Joshua EDWARDS
  • Patent number: 10685347
    Abstract: A device may receive, from a user device, a request to activate a transaction card. The device may verify an image as a non-fraudulent image based on the metadata associated with the image and a verified identity of the user device or a user of the user device based on the data associated with the user device. The device may process the image using an image processing technique to extract information from the image. The device may identify the transaction card to be activated by performing a lookup of the extracted information in a data structure. The device may perform one or more actions related to completing an activation of the transaction card.
    Type: Grant
    Filed: February 25, 2019
    Date of Patent: June 16, 2020
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Francisco Perezleon, Jason Ji, Angelina Wu, Kaitlin Newman, Molly Johnson, Colin Hart
  • Publication number: 20200184295
    Abstract: Examples described herein describe a battery charger for a transaction card. According to some implementations, a charging device may detect a transaction card is received within a charging slot when an integrated circuit (IC) chip of the transaction card is in contact with a charging terminal; request a user device to provide power to charge the transaction card via the charging terminal, wherein the user device is communicatively coupled to the charging terminal; receive the power from the user device; and provide the power to the transaction card to charge a battery of the transaction card.
    Type: Application
    Filed: February 14, 2020
    Publication date: June 11, 2020
    Inventors: Adam Koeppel, Molly Johnson, Tyler Locke, James Zarakas
  • Patent number: 10672005
    Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.
    Type: Grant
    Filed: February 19, 2019
    Date of Patent: June 2, 2020
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Joshua Edwards, Francisco Perezleon, Molly Johnson, Kaitlin Newman, Angelina Wu, Jason Ji
  • Publication number: 20200154518
    Abstract: A device may include a processor, a wireless transceiver in communication with the processor, and a non-transitory memory. The memory may store instructions that, when executed by the processor, cause the processor to perform processing. The processing may include detecting, using the wireless transceiver, at least one external device in communication range of the device. The processing may include receiving, by the wireless transceiver, at least one external device identifier from the at least one external device. The processing may include verifying the at least one external device identifier. The verifying may include locating the at least one device identifier in a blockchain record of a transaction involving the at least one external device. The processing may include performing at least one transaction requiring the verified at least one external device identifier.
    Type: Application
    Filed: January 16, 2020
    Publication date: May 14, 2020
    Applicant: Capital One Services, LLC
    Inventors: Adam R. Koeppel, James Zarakas, Molly Johnson, Tyler Locke, Rajko Ilincic, Kevan Emmott
  • Publication number: 20200134411
    Abstract: A transaction card may power on the transaction card using electric current induced from an interaction of the transaction card with an electromagnetic field. The transaction card may establish a communication with a device. The communication may indicate that the transaction card has powered. The transaction card may receive, from the device, a set of instructions to configure a set of applets on the transaction card after notifying the device that the transaction card has powered on. The set of applets to be configured may be related to completing one or more different transactions. The set of applets to be configured may be different than another set of applets already configured on the transaction card. The transaction card may configure the set of applets on the transaction card according to the set of instructions after receiving the set of instructions.
    Type: Application
    Filed: December 30, 2019
    Publication date: April 30, 2020
    Inventors: Adam Koeppel, James Zarakas, Molly Johnson, Tyler Locke
  • Publication number: 20200134599
    Abstract: A device may include a processor, a wireless transceiver in communication with the processor, and a non-transitory memory. The memory may store instructions that, when executed by the processor, cause the processor to perform processing. The processing may include receiving a command configured to be executed by an external user device. The external user device and the user device may be members of a network of trust. The processing may include detecting, by the wireless transceiver, a plurality of member devices of the network of trust in communication range of the device. The processing may include sending, by the wireless transceiver, the command to each of the plurality of member devices.
    Type: Application
    Filed: October 24, 2018
    Publication date: April 30, 2020
    Applicant: Capital One Services, LLC
    Inventors: Adam R. Koeppel, James Zarakas, Molly Johnson, Tyler Locke, Rajko Ilincic, Kevan Emmott
  • Publication number: 20200134600
    Abstract: A device may include a processor, a wireless transceiver in communication with the processor, and a non-transitory memory. The memory may store instructions that, when executed by the processor, cause the processor to perform processing. The processing may include sending, by the wireless transceiver, a request to share a transaction to at least one external user device in communication range of the device. The processing may include receiving, at the wireless transceiver, at least one sharing confirmation from the at least one external user device. The processing may include generating a transaction request. The transaction request may include data describing the transaction and a transaction portion to be paid by an account associated with the device. The processing may include sending the transaction request to a transaction service for fulfillment.
    Type: Application
    Filed: October 24, 2018
    Publication date: April 30, 2020
    Applicant: Capital One Services, LLC
    Inventors: Adam R. Koeppel, James Zarakas, Molly Johnson, Tyler Locke
  • Publication number: 20200126074
    Abstract: The present disclosure relates to systems and methods for using multicomputer data transferring to active contactless communication. In one example, such a system may include at least one memory storing instructions and at least one processor configured to execute the instructions to perform one or more operations, the operations including: receiving a transaction associated with a merchant on a list of merchants stored in the at least one memory; determining, based on the merchant, a remote server associated with the merchant; assembling a data packet including an identifier of the contactless card and an identifier of the transaction; transmitting the data packet to the determined server across one or more computer networks; receiving confirmation from the determined sever in response to the data packet; and transmitting the confirmation to a user device associated with the transaction.
    Type: Application
    Filed: October 23, 2018
    Publication date: April 23, 2020
    Applicant: Capital One Services, LLC
    Inventors: Adam KOEPPEL, Molly JOHNSON, Tyler LOCKE, James ZARAKAS, Kevin KELLY, Saleem SANGI, Robert PERRY
  • Patent number: 10588175
    Abstract: A device may include a processor, a wireless transceiver in communication with the processor, and a non-transitory memory. The memory may store instructions that, when executed by the processor, cause the processor to perform processing. The processing may include detecting, using the wireless transceiver, at least one external device in communication range of the device. The processing may include receiving, by the wireless transceiver, at least one external device identifier from the at least one external device. The processing may include verifying the at least one external device identifier. The verifying may include locating the at least one device identifier in a blockchain record of a transaction involving the at least one external device. The processing may include performing at least one transaction requiring the verified at least one external device identifier.
    Type: Grant
    Filed: October 24, 2018
    Date of Patent: March 10, 2020
    Assignee: Capital One Services, LLC
    Inventors: Adam R. Koeppel, James Zarakas, Molly Johnson, Tyler Locke, Rajko Ilincic, Kevan Emmott
  • Publication number: 20200074256
    Abstract: Examples described herein describe a battery charger for a transaction card. According to some implementations, a charging device may detect a transaction card is received within a charging slot when an integrated circuit (IC) chip of the transaction card is in contact with a charging terminal; request a user device to provide power to charge the transaction card via the charging terminal, wherein the user device is communicatively coupled to the charging terminal; receive the power from the user device; and provide the power to the transaction card to charge a battery of the transaction card.
    Type: Application
    Filed: January 7, 2019
    Publication date: March 5, 2020
    Inventors: Adam R. KOEPPEL, Molly JOHNSON, Tyler LOCKE, James ZARAKAS
  • Patent number: 10579917
    Abstract: Examples described herein describe a battery charger for a transaction card. According to some implementations, a charging device may detect a transaction card is received within a charging slot when an integrated circuit (IC) chip of the transaction card is in contact with a charging terminal; request a user device to provide power to charge the transaction card via the charging terminal, wherein the user device is communicatively coupled to the charging terminal; receive the power from the user device; and provide the power to the transaction card to charge a battery of the transaction card.
    Type: Grant
    Filed: January 7, 2019
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Adam R. Koeppel, Molly Johnson, Tyler Locke, James Zarakas
  • Patent number: 10579991
    Abstract: A transaction card may determine to initiate a mode associated with the transaction card. The mode may be related to locating the transaction card. The mode may be associated with outputting a first signal. The transaction card may determine a manner in which to configure the mode based on a set of parameters. The set of parameters may include a power level of the transaction card, or a strength of a second signal associated with a connection between the transaction card and a device associated with the transaction card. The transaction card may initiate the mode after configuring the mode. The transaction card may determine to terminate the mode based on an indication that the transaction card has been located.
    Type: Grant
    Filed: August 28, 2019
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Saleem Sangi, Molly Johnson, Robert Perry, Adam Koeppel
  • Publication number: 20200065805
    Abstract: Wireless communication technologies, a dynamic transaction card, and a mobile application may be utilized to facilitate multi-factor authentication and secure electronic checkout of any website. A wireless connection between a dynamic transaction card and a user device may be utilized to authenticate a user. A user device application may be triggered to call, via an application programming interface (API), an account provider system, and this unique pairing may automatically facilitate payment to a merchant system associated with the electronic check out page.
    Type: Application
    Filed: October 29, 2019
    Publication date: February 27, 2020
    Inventors: James Zarakas, Mohamed Lafeer, Molly Johnson, Saleem Sangi, Kevin Kelly, Adam Koeppel
  • Publication number: 20200042993
    Abstract: A transaction card includes a near-field communication (NFC) component, a security component, a wireless component, one or more memories, and one or more processors communicatively coupled to the one or more memories. The device receives a signal from a user device attempting to access a secure application, and energizes the NFC component based on the signal received from the user device. The device causes the security component to generate an encrypted code based on the NFC component being energized, and provides, via the security component, the encrypted code to the wireless component. The device provides, via the wireless component, the encrypted code to the user device to permit the user device to utilize the encrypted code as authentication for accessing the secure application.
    Type: Application
    Filed: October 15, 2019
    Publication date: February 6, 2020
    Inventors: James ZARAKAS, Molly JOHNSON, Robert PERRY, Adam KOEPPEL, Tyler LOCKE